If you switch from one auto insurance company to another does it look bad?

Question

I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?

Answer 1

It's smart to try to get the best rate you can, of course, but I do have a few tips: Go to an independent insurance agent (or call one in your area) and ask them for a quote for the kind of coverage you want (and if you're not sure what the different coverages mean, ASK THEM). They will comparison shop with several different companies for you, so you don't have to. Once you get coverage, don't let it cancel for any reason, because companies will reward you with lower rates if you show continuous coverage for 6 months. The savings can be substantial. Also, when your policy comes up for renewal (when the 6-month term is up and you're about to start a new term with the same company), THAT's the time to compare rates with other companies. Companies don't look so favorably on people who can't wait until renewal before switching around, and some prime companies will turn you down if you can't prove 6 months (at least) continual coverage. I'm an insurance agent, so I know what I'm talking about. When my personal auto insurance came up for renewal recently, my new payment was about $20 cheaper per month if I stayed with the same company, and I see that sort of thing happen all the time. Companies reward loyalty with lower premiums.

Answer 2

I would recommend one to visit this site where you can compare rates from different companies: http://insurancetocompare.info/index.html?src=2YAfpChlJ5Yts

RE :If you switch from one auto insurance company to another does it look bad?
I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?
Follow 10 answers

Answer 3

Compare free quotes from dif companies at http://HELP.COVERAGE-FINDER.NET/-thhnzJC512

RE If you switch from one auto insurance company to another does it look bad?

I never had insurance before and am getting insurance from one company for a month and then switching. Does that look bad on some kind of record (meaning it will affect my rates in the future?)?

Answer 4

It won't affect your rates if you switch company! Smart car owner should shop around to get a better rates about once or twice a year, it's recommended, because it's your money,you should keep more for yourself instead paying the high insurance bill. For a better way to shop,use those internet resource like http://www.carsinsurancetips.com, if you don't like to talk to an agent in person!
Hope this help!
Kity

Answer 5

norton2628 : Compare quotes from the best insurance companies at: HOWMUCHISCARINSURANCE.US

If you switch from one auto insurance company to another does it look bad?

Answer 6

No, usually just means you found comparible coverage at a lower price. It's why insurance carriers advertise....so you will switch to their company.

Answer 7

Shopping around is your best bet at getting the best deal.As long as you have insurance and don't have accidents or file claims it should not affect your rates when you change companies.It's your driving record that affects the rates not where or how often you change companies

Answer 8

If you make it a habit to switch insurance often, it might place you in a higher-risk category. Just doing it now and then to save a little money is no problem.

Answer 9

For free insurance quotes

Answer 10

I don't think so. I switch every 2-4 years to get a lower rate myself.

Why one month? did u just find a cheaper one?