a friend of my sisters wrote me and my husband some checks, to cash to help my sister out and they all bounced on the same day. now we owe the bak almost 1600 dollars and they took over 1000 dollars from our account. it ate his whole check and they guy kept saying he gonna send us the money because the total amount of the checks was 2575.00 and since the bank took our money we only owe 1600 but now we are trying to figure out how to get our money back, this has caused us to lose are apartment and are car payment is so late that if it gets any later they will repossess it. can anyone give any suggestions on how to get this straightened out?
2007-08-29 06:34:23 · 6 answers · asked by redblue162000 1 in Business & Finance ➔ Credit
i know it takes months normally. but the complex i lived in evicted us for not paying julys rent. i didnt think they could evict us that fast too but, they did . i have already filed a report with the police and because he lives out of state and mailed the checks we cant do anything. the checks were written against his account but since we cashed them against our account the bank said we are liable.
2007-08-29 10:30:29 · update #1
You need to specify who wrote the checks on whose account.
If this person wrote you checks off his account to be cashed and they bounced, he is the person who should be liable for the money, both owed to the bank and to you.
If this person wrote the checks off your accounts using a false signature, you should have him arrested for forgery, go to a lawyer advocate provided by the bank (all banks should give their clients free access to legal advice, call your bak for informationa nd USE IT!), state your case, show your signature, compare it to this person's signature, and then have him arrested for fraud. If he forged names and signatures on your accounts, you should still not be liable.
But more specific information is needed.
Still, go to your bank and ask for their legal assistance hotline. Most banks provide attorneys for their customers at no fee or minimal fee, depending on the case.
2007-08-29 06:47:05 · answer #1 · answered by enn 6 · 1⤊ 0⤋
That is check fraud. Have you spoken to the bank? Have you made a report with the police? This is felony fraud. He knew or else he would have wrote out 1 check for the whole amount instead of how many? The more checks the more you owe.
He isn't a true friend if he did that. Go to the police now. Don't wait and think about it. And bring any evidence from the bank to prove it to the police.
One thing I learned is to have the police make copies and you keep the originals even when they want them.
I had a hard time one time because a police officer lost my original check and never wrote a report to take it to court.
2007-08-29 06:45:22 · answer #2 · answered by Anonymous · 2⤊ 0⤋
Yep, you've been taken. This is one of the most common scams floating around, that's the good news - the banks are familiar with the scam so they likey won't think you're intentionally commiting fraud. The bad news is that you DO owe the banks the money, as what you deposited had no real value and the bank advanced you cash against what appeared to be a legitimate deposit. You're best to contact your bank and make arrangements to pay this back, otherwise not only will your account at TD be closed, but CBCL (Canadian Bonded Credits Ltd) will report the debt to the credit bureaus and your credit will suffer as a result. Sorry.
2016-04-02 05:31:34 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Note to billyzeke7
"it takes months to be evicted for non payment of rent "
WRONG answer - it can be done is as little as 30-45 days
2007-08-29 07:26:42 · answer #4 · answered by Craig T 6 · 0⤊ 0⤋
File a lawsuit. Fraud is a serious crime. Talk to a lawyer ASAP or just go to the police and file a complaint.
That is just wrong.
EMT
2007-08-29 06:39:21 · answer #5 · answered by emt_me911 7 · 2⤊ 0⤋
once , longtime ago. went on buggin that cheater so his wife returned the money bit by bit in 10months
2007-08-29 06:43:08 · answer #6 · answered by aaron 5 · 1⤊ 0⤋