Was he made a fool of and why did he put her on his line of credit?

Question

My boyfriend works like a fool. He has very good credit. He decided to get a credit card with a $2000 spending limit on it in his name and put his 25 yr old married child with 2 children on it as a cardholder. He said he was going to help her establish her credit. She ran up the card in no time and did not pay for it and did not tell him. I knew something was up when she needed to borrow money in less than a year after he gave her the card. He loaned her $800 saying he was helping his grandchildren by loaning her money for plane tickets.
In less than a year a credit agency came after him. He is angry at the credit card and blaming everyone but his daughter. He says she is just having a hard time financially because she has 2 kids. Her husband works full time and has a very good job. What would you say to your adult child if she was doing this. How can he teach her responsiblity?

I just need to add. I have loaned him money to help him with his debts. She needs to be cut off I think. Its kind of a trickle down effect. I may be just a girlfriend, but I have saved his rear more than once. Its called responsiblity.

Answer 1

Okay,

Finances aren't the root problem here - they are just the symptom.

Your boyfriend believes that his deadbeat child is always right, and wants to spoil the kid rotten. You can't fix this, and if you want to stick with him, you are going to have to live with it. Now, obviously, it is the kids fault, but you won't get your boyfriend to believe that.

So, you have three choices:

1) Dump the boyfriend.
2) Attempt to negotiate with your boyfriend limits to how much you and the boyfreind are willing to support the child. How much are you willing to cough up per month? A limit may or may not be possible depending on your boyfriends attitude - negotiation doesn't always work out well.
3) Live with it.

-->Adam

Answer 2

Your boyfriend wasn't very smart to do that. Since she's married, there's no reason for him to be helping her. Take a copy of the credit card charges and dump it on the husband and ask him to pay it back. Get rid of the card and tell her to grow up.

Answer 3

This is a time when he should practice tuff love and cut her off.

P.S. Do you need another boyfriend? I have some debts you can help me with. ;-)

Answer 4

Because you are just "GIRLFRIEND" I caution you to be careful on this subject. Your "BOYFRIEND" has spoiled this child and by continuing to do so she will never be independent. However, it is his kid so leave him alone. He will learn, PROMISE!