how does unemployment insurance work?

Question

I live in the state of illinois. Does the money that a person recieve come from the goverment 100% or it is 50/50 between the goverment and your previous employer. If you were discharged can the company deny any benefits or how does that work

what is considered a direct violation? i was discharged because i worked at a call center and was accused of dropping calls but that's not true and when i asked them if they recorded it so that i can hear it the company denied me from that and told me the tape was not available at the time

Answer 1

Each state is a little different so you should talk with someone at your state's unemployment agency.

Answer 2

Unemployment insurance is a seperate benefit that most states requires employers to carry. They purchase this insurance either through a state association or private insurance company. The money comes 100% from the unemployment insurance company, but the premiums or rates for the employer go up the more the claims that they have (this is based on an 'experience rating' scale, which varies from state to state and year to year).

There are usually standards for qualifying for unemployment benefits. If you were discharged, you could not have been discharged for gross misconduct or policy violation, such as performance issues or not showing up to work. If however you were laid off or lost your job due to factors outside of your control, generally speaking you would normally qualify.

It never hurts to apply!

They will make a judgment at first based on the information you provide, either granting or denying your benefits. You have the right to appeal! If you appeal, a phone hearing is usually conducted, and both you and the employer can present evidence supporting your case.

Hope this helps!

Answer 3

Your weekly benefit amount is determined by the total wages paid to you by each of your employers during your "base" period. Your base period consists of the first four of the last five quarters (three-month periods) where you earned wages, going back from the time of your initial claim for benefits. If you have a dependent child or a dependent unemployed spouse, you may also receive an allowance for one of them. The minimum amount of benefits for an individual is $51 a week, and the maximum is $367 per week. Claimants with non-working spouses can receive up to $436 per week, and up to $498 a week with a dependent child. However, your benefits depend on your unique circumstances. Generally, to be found eligible for benefits, you must be unemployed through no fault of your own, have earned wages in "insured" employment, be available for new work, and be actively seeking work. You may be disqualified from receiving benefits because you:

1) quit your job
2) were discharged for misconduct
3) refused suitable new employment
4) were involved in an ongoing labor dispute, or
5) you return to work.
There are other disqualifications, as well.

Answer 4

Employers pay into a fund for unemployment that is managed by the state .
Claims come from that fund , but the employer can contest the filing if you were terminated for say ,
doing something illegal , because his rates can go up for people filing .

Just contact the U I Office , as they have the real answers to your questions .

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Answer 5

The company can deny benifits, but it only effects you if they fired you for direct violation of a company policy. The company pays 50% but they don't actually pay the amount they pay into an unemployement insurance acout, just like workmans comp.