I'm a learner driver and I've got my own car which I am insured on but if I was to take someone with a driving license as a driving intructor, do they need to be insured on the car as well??
2007-08-28 05:08:57 · 13 answers · asked by crazybex2006 4 in Cars & Transportation ➔ Insurance & Registration
We had this issue with my daughter who's learning to drive,
My husband takes her out to practise.
Only our daughter needs to be insured to DRIVE the car. The person accompanying her has to be over 21 and hold a full licence.
At the moment her insurance is quite low but it will actually rise when she passes her test as she will then be able to go out on her own, instead if with a qualified driver.
Hope this helps.
2007-08-28 05:18:24 · answer #1 · answered by chip2001 7 · 0⤊ 2⤋
As far as I know you would only need insurance for a learner if YOU were teaching them in your car. The fact that a qualified driver is teaching you in YOUR car might mean they don't need extra insurance. Your insurance company will be able to tell you, but do check, because if you have an accident and your insurance isn't up-to-date you'll be in bother before you can even drive!!
Edit: I also believe that the instructor needs a clean driving license and 3 years driving experience.
2007-08-28 12:34:17 · answer #2 · answered by ♥ Divine ♥ 6 · 0⤊ 1⤋
I don't think so, as a learner in the uk the legal minimum insurance is 3rd party, a passenger is a third party, I would check up the law somewhere better than this though, perhaps he must be able to take over? I know when I was younger it didn't matter but there are about 1000,000 new laws under this gov.t, can' t remember all of them!
2007-08-28 17:49:17 · answer #3 · answered by bh 2 · 0⤊ 0⤋
No, the insurance automatically covers all passengers. However some companies specify over 16's only when you are driving. Ask your insurance company to be sure.
2007-08-28 12:57:46 · answer #4 · answered by futuretopgun101 5 · 0⤊ 1⤋
You will find that your insurance covers the passengers as well, but if you are in doubt then phone your insurance co, to make sure. If you are not insured for passengers then you could find yourself with a big problem if anything happened as the passenger would be claiming off you.
2007-08-28 12:20:28 · answer #5 · answered by focus 6 · 0⤊ 1⤋
The answer is NO, Just the driver needs to be insured, but the passenger with a full licence Must of held there licence for 3 years, And be over the age of 21.
2007-08-28 12:14:20 · answer #6 · answered by Anonymous · 5⤊ 2⤋
Since there are a lot of thumbs down for answers. I say for the official answer ring up the insurance company.
2007-08-28 13:09:20 · answer #7 · answered by WelshLad 7 · 1⤊ 0⤋
most of the insurances a fully qualified driver would be insured unless stated on your insurance policy
2007-08-28 12:30:22 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Nope. The car and primary driver are the only entities that require insurance.
2007-08-28 12:14:31 · answer #9 · answered by mybuttstinks2001 5 · 0⤊ 2⤋
Insurance goes with vehicles, not with people. Any passenger in your car is covered under your insurance.
2007-08-28 12:35:50 · answer #10 · answered by oklatom 7 · 0⤊ 3⤋