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I'm looking for a second chance on repairing my credit and paying off some dept that i have.

2007-08-28 04:49:47 · 11 answers · asked by D 1 in Business & Finance Credit

11 answers

PROSPER.COM

2007-08-28 05:12:45 · answer #1 · answered by STARS 3 · 1 2

try asking your parents..

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According to law enforcement agencies in the U.S. and Canada, ads and promotions for advance-fee loans suggest — or even “guarantee” — that there’s a high likelihood that a loan will be approved, regardless of the applicant’s credit history. But to take advantage of the offer, the consumer has to pay a fee. The catch? The scam artist takes off with your fee, and the loan never materializes.

Remember, if it sounds too good
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Good luck!

2007-08-28 13:27:33 · answer #2 · answered by John Loves Jenn 4 · 0 1

I'd say you're probably out of luck unless you have a co-signer or something to use as collateral. Lenders make loans based upon the amount of risk they have to take, and if your credit is bad, that means you're potentially a bad risk. There is nothing to prove that you pay your bills on time. Lenders won't want to take a chance on you, unless there's a way of protecting themselves, as with a co-signer (who will be responsible if you don't pay) or collateral (which they'll take from you if you don't pay).

2007-08-28 14:54:18 · answer #3 · answered by Christie 4 · 0 0

Only the ones that break your kneecaps for late payments .
More loans is backwards of the direction you need to go .

BAD Credit = Wake Up Call > > NO more loans !

Get a 2nd and 3rd job until you are paid up .
Then keep working them until you have 6 months living expenses in savings .

OR become a street bum & hang out with bag ladies . . .

>

2007-08-28 11:57:20 · answer #4 · answered by kate 7 · 2 0

Check this resource: http://www.badcreditresources.com/bad-credit-personal-loans.html -- It has a list of lenders/banks that provides loans to people with bad credit score.

2007-08-29 19:56:33 · answer #5 · answered by Anonymous · 0 0

What is your collateral? That is the only way or a co-signor and if the score is bad enough not even collateral will get the loan.

2007-08-28 11:53:04 · answer #6 · answered by Anonymous · 4 0

You might be able to get a consolidation loan. This is good if the consolidation loan interest rate is lower than your debt's interest rate.

2007-08-28 11:54:00 · answer #7 · answered by hello 6 · 0 1

No, you can't pay off debt with borrowing money it just shuffles the players.

2007-08-28 11:54:06 · answer #8 · answered by shipwreck 7 · 2 0

Try a credit union. They seem to be a little more willing to work with people than the bigger banks.

2007-08-28 11:57:42 · answer #9 · answered by Merlyn 7 · 0 3

Try out at any bank or you try the link below to get a quote.

2007-08-28 11:55:15 · answer #10 · answered by Anonymous · 0 2

www.cashcall.com but it charges 99% interest. Do without it!

2007-08-28 11:56:43 · answer #11 · answered by yanta_1999 2 · 0 1

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