identity theft?

Question

If you had a person get a hold of your credit card number, try to use it to purchase over seven hundred dollars worth of merchandise from four different stores online; but were able to catch it and cancel the card and cancel the purchases. Would you go through the fraud department of the local police or chalk it up to -- feeling glad i caught it but also makes me more aware or ? i cancelled the card number, so it cannot be used anymore. I would like to know how she got the info and why....

Answer 1

hey . the internet crime complaint center at www.ic3.gov can not only inform you on how to protect yourself from further instances . but also help protect others from this person being a full time menace to society , so i very highly recomend you do that imediatly. but here are some tips , the next time you order checks have only your initals and last name put on them , so a theif wont know what name to sign with . when you are writing checks to pay your credit card don't put the whole number in the place for "for" , instead only put the last four didjets on there . put your work phone number on your checks instead of your home phone . when you check out of a hotel that uses the card "key" don't return it but take it with you and destroy it , that card has ALL your info on there .but yes , file a report IN THE JURASTICTION YOU WHERE FRAUDED , that way the credit company khows YOU where dilligent . call equifax 10885256285 , call experian ( formerly trw) 18883973742 , call transunion 18006807289 , call the social security administration ( fraud line) 18002690271 , that means the national credit reporting agencies know your credit was once stolen and will call you in the future to open new credit lines . . . i would never steal from you or anyone , ever , but i could have your life in less than an hour if i had no heart , these degenerats may take a week or so but you need to act fast .

Answer 2

You should now Place a fraud alert on your credit reports, and review your credit reports.

Fraud alerts can help prevent an identity thief from opening any more accounts in your name. Contact the toll-free fraud number of any of the three consumer reporting companies below to place a fraud alert on your credit report. You only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will place an alert on their versions of your report, too. If you do not receive a confirmation from a company, you should contact that company directly to place a fraud alert.

Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241

Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013

TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

Answer 3

Nearly 15% people complain that their identities were stolen and used for reasons other than getting credit, like procuring government documents, perpetuating tax fraud, or misleading police. It is quite commonplace for the culprit to give a false name and Social Security number on being arraigned for a traffic violation.
http://get-out-of-the-debt-trap.com/category/Identity-Theft-Problems.html

Answer 4

When you cancelled the card, did you tell the credit card company the reason you were cancelling it? Just because you cancelled the card doesn't mean a charge can't still end up on the account.

You should also make the police report and put fraud alerts on your credit at all three credit bureaus.