How important is it that your address (and other non financial info) be correct on your credit report?

Question

My address of 7 years ago is listed as my current address. My current address is listed as one of the previous addresses. Besides that my info is correct. Is this important at all?

Answer 1

The address isn't really that important. You can dispute it but don't worry if it doesn't get changed. They picked up that address form some public record or maybe a credit check.

My current address got changed to my mother's because I put a cell phone in my name for her.

Answer 2

This means that you did not update your address on at least one of the accounts. Track down which account it is and update your address. Otherwise, since mail is only forwarded for one year, you will not receive mail for that account. This is a bigger problem than just the address on your credit report.