IRS problem?

Question

i have identity theft & having problem with tax's this guy have mortgage under my social sec. can i put a lien on the house

ok i have identity theft i have done everything that there is to do like police report ,credit bureaus irs know this already i have written letters like irs has told me they just say theres examining my case but that takes time and the the other day the irs took everything out my bank account but i called and they refunded it back the person using my social sec. is working with it and has car loan and mortgage on it. one of the agents of irs told me that i can put a lien on the house that the person has under my social is that possibles and what should i do this person using my social owes 30,000 dollars under my social num. i get letters in the mail from irs in his name put under my social sic.can i sue this person for fraud

Answer 1

Yes, once the crook is caught, arrested and tried in court and found either guilty or not guilty, then you can institue a civil lawsuit and sue him for punitive damages.

You need to get an attorney, of course, to do that. For a better chance at success, you need to wait until he is tried for the criminal case.

Check the web site below on how to get a NEW social security number.

Answer 2

In some circumstances where you cannot pay your taxes within a certain time period and need an extended installment agreement, the IRS may put a lien on your house. This means if you sell your house, they will receive what is due to them for taxes out of the proceeds of the house sale.
They would take the lien action, your part of this action would be to consent to the extended installment agreement knowing that it will result in a lien. Liens do tend to have a negative impact on your credit rating, and you would be less likely to be able to get a mortgage while the lien is in effect.

Now if you are asking if you can take out a mortgage on your own house, this would depend on the bank that you go to, and the terms that you are able to negotiate with the lending institution. One step in clearing up the problem with the identity thief taking out a mortgage in your name is to write to all 3 credit bureaus. If you are denied credit (or a mortgage) due to the identity theft problem, you can get free credit report from whichever credit bureau provided the negative report to your lender - and you should certainly follow up by sending your information about this identity theft to that credit bureau.

Answer 3

If someone is using your SSN, you should notify all three credit bureaus. IRS can not put a lien on your house because a federal tax lien attaches to property or rights of property of the taxpayer. Someone using your identity may still cause you some grief and you need to try to take care of it.

Answer 4

Actually , I was thinking you could use his mortgage interest for your deductions !
Of course , if he defaults , goes into foreclosure , then you would be totally screwed . . .
Best to report it to the IRS , maybe it is a typo from his lender , a clerical error .

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Answer 5

yes you can and talk to the irs in person on this one.