Is it true that two door vehicles are more costly, insurance wise, than four door vehicles? I ask because I am considering purchasing a certain vehicle; however, i'd rather have the coupe than the sedan. Someone told me that any vehicle with two doors is considered a sports car, and therefore, more costly to insure, than a sedan would be. Is this true? Or does it just depend on the car?
2007-08-25 13:57:08 · 12 answers · asked by D-Lovely 2 in Cars & Transportation ➔ Insurance & Registration
In many cases this is true, because the insurance company considers the 2 door to be a sporty car, and the 4 door to be a "family" type vehicle!
The best thing to do is to check with your insurance agent and ask them about the specific vehicle(s) you are considering!
2007-08-25 14:13:08 · answer #1 · answered by fire4511 7 · 2⤊ 1⤋
I would recommend that you try this site where you can compare quotes from different companies: http://INSURECOMPAREQUOTES.US/index.html?src=2YAoxjeeYA48
RE :Have a question for all those knowledgeable about cars, insurance, etc.? Is this true?
Is it true that two door vehicles are more costly, insurance wise, than four door vehicles? I ask because I am considering purchasing a certain vehicle; however, i'd rather have the coupe than the sedan. Someone told me that any vehicle with two doors is considered a sports car, and therefore, more costly to insure, than a sedan would be. Is this true? Or does it just depend on the car?
Follow 11 answers
2016-08-28 08:28:51 · answer #2 · answered by Rickert 6 · 0⤊ 0⤋
At - QUOTESTOCOVER.INFO- you can get quotes in just a few minutes
RE Have a question for all those knowledgeable about cars, insurance, etc.? Is this true?
Is it true that two door vehicles are more costly, insurance wise, than four door vehicles? I ask because I am considering purchasing a certain vehicle; however, i'd rather have the coupe than the sedan. Someone told me that any vehicle with two doors is considered a sports car, and therefore, more costly to insure, than a sedan would be. Is this true? Or does it just depend on the car?
2014-08-25 07:35:18 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Infinite banking concept is mostly a scam from what I've seen. The information provided is mostly incorrect. They make a life insurance policy seem like a magician's hat. Buy a whole life policy if you want insurance for your whole life. Otherwise, a product that pays 0-2% on your money over a 20 year time frame doesn't exactly replace your bank. The whole infinite bank concept is flawed. Regarding the above youtube videos. A) The way he structures the whole life is the best way to buy whole life - by buying paid up additions, but B) his comparison to term insurance is a little flawed. He used a $1069 premium whereas the premium from a different company for the same plan is only $455.
2016-04-01 23:35:44 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If it is the same model, just the difference between 2 dr or 4 dr, generally the 2 dr model is a little more to insure. Each vehicle year make & model in the US is assigned a rating symbol which helps to determine the comprehensive & collision rates. (other factors contribute too, age, record, etc). There is normally only 1 symbol difference between a 2 dr & a 4 dr which is equivalent to about 1 model year difference. Call your agent for quotes for the 2 vehicles.
2007-08-26 00:58:35 · answer #5 · answered by Sue 6 · 0⤊ 0⤋
Not considered a sports car by any means, but it is considered sportier. 2-door cars are generally rated in slightly higher ratings groups than otherwise-identical 4 door cars, so are a little more to insure. In my case, my 2 door is about $40 a year more than the same 4 door, but the exact difference depends on the make and model.
2007-08-25 14:19:13 · answer #6 · answered by Fred C 7 · 1⤊ 0⤋
Every car is rated upon it's own merits and claims data/history. Surely you can't believe a two door Geo Metro would be rated the same as a Ford Mustang. Historically speaking, people that buy Corvettes or Mustang GT's drive them faster and are subject to much more risk than say a person that drives a Kia Rio.
2007-08-25 14:46:28 · answer #7 · answered by Anonymous · 1⤊ 0⤋
Keep in mind also the newer your car is the more it may cost. My husband and I pay more now for car insurance with an 07 VW Jetta 4 door than we did for an 00 Chevy Camero 2 door with T-Top by about $50.
2007-08-25 15:12:34 · answer #8 · answered by Miranda 1 · 0⤊ 1⤋
That is mostly true. The construction of a 2-door car is not quite as strong in impact testing as a 4 door. The extra frame support the door rails give midframe makes a difference.
2007-08-25 14:05:04 · answer #9 · answered by justbeingher 7 · 0⤊ 0⤋
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2015-01-20 04:08:03 · answer #10 · answered by ? 1 · 0⤊ 0⤋