will this effect my credit score?

Question

My auto-insurance agent who is a moron did this:

I asked him for a policy for two months. He instead made the policy for 4 months and made the money as a charge for two of them. Now I have recieved a bill for the remaining two months. Does that mean that I made a partial payment
and therefore not a good guy (credit wise) ?

Answer 1

This wont effect your credit score, unless you dont pay the remaining balance.

Answer 2

Talk this over first with the agent and find out why he did not follow your wishes. You might not be liable for the additional billing. And you might also consider finding a different insurance agent.

Answer 3

First you call your auto insurance guy and tell him to cancel.....just say you've gone with someone else...if he asks who?...just say politely.."why would you want to know?"...that will shut him up!!!.....It will NOT affect your credit because it is just auto insurance...and you said you have paid TWO MONTHS ALREADY...just cancel!!!..he is an idiot...just wanted more money is his motive...

Answer 4

If you only wanted a policy for two months, cancel the insurance now and owe nothing. (I can't imagine why you'd only want insurance for two months, but that's you business.)

-MM

Answer 5

no that means you need to contact your insurance company, not agency and get it figured out. I do think that would go on your credit

Answer 6

normally creditors will come after u after their attemps at collecting payment from you have failed,they would not report you to the bureaus untill the've contacted you and are certain that you will not pay them.

Answer 7

As long as you pay it will not affect your credit.