True of False: No fault insurance is also known as Personal injury protection?

Question

True or false?

Answer 1

You are likely going to get a ton of people telling you the answer is "false". They are wrong and just making un-informed assumptions.

The answer is TRUE.

People who are not in the claims business make this mistake every day.

No Fault or PIP refers to the fact that no matter who is at-fault, your own insurance company has to pay your medical bills, if any.

MI has a weird system that applied the same principle to car damages, but they are the ONLY state to do this.

Answer 2

True.

"No Fault" is a slang term for Personal Injury Protection (PIP). (No "no fault" does not mean that when you have an accident that it's nobodies fault "because we are a no fault state")

The reason is as fighting saints said- PIP pays regardless of fault.....hence "no fault".

PIP can vary greatly from state to state - but here's some general stuff:

When you are involved in an accident in a no fault state- the PIP coverage you have pays for your injuries regardless if the accident was your fault or not. If the accident was not your fault, your injuries have to be bad enough to break threshold before you can sue the other driver.

PIP is an attempt to reduce litigation and help people injured in car wrecks get their medical bills paid.

Answer 3

True - Personal injury protection is usually abbreviated PIP. PIP state & "no fault" state are the same thing.

Answer 4

This is true, it is the same thing. No Fault and PIP are the same coverages. A few states allows PIP (FL, WA, OR, etc..) although most states have removed this onerous (since too generous) coverage (CO, etc).

Answer 5

False. It's only considered the same coverage in certain states -- there are no-fault states that also cover property damage, how can THAT be considered PIP?
Duh....

Answer 6

true

rambo 123

Answer 7

That is true.

Answer 8

Uh, false.

Answer 9

true