i applyed for a capitalone credit card about a week ago and i got a letter today to say " congratulations you've been accepted" i just ave to sign the the agreement papers and send them back, so have i really been accepted?
2007-08-23 03:47:54 · 23 answers · asked by marie 2 in Business & Finance ➔ Credit
Yes, Capital One are one of the easiest credit cards to get. Watch the debt though
2007-08-23 03:53:57 · answer #1 · answered by GoreyAlan Fáilte 4 · 2⤊ 0⤋
Looks like you have. Did you know CapitalOne has one of the highest interest rates of all cards and will take on virtually anyone?
2007-08-23 03:59:45 · answer #2 · answered by James Mack 6 · 0⤊ 0⤋
Yep. Keep making your repqyments on time and they will eventually raise your credit limit. Once you make regular payments for 6 months-1 year you can possibly apply for another one of their cards with a lower interest rate!
2007-08-24 08:20:28 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yes! congrats... Just a bit of advice here though. Only put on your card what you can afford to pay back. Credit is good if you use it wisely!
I was in debt once and it took a whole yr to pay it back and it's just the worse feeling ever but once one is debt free! It feels amazing! Just be wise!!!
2007-08-23 20:38:18 · answer #4 · answered by Anonymous · 0⤊ 0⤋
be very careful!! my young lady had one when she was 18!! some six years on she is about to repay the amount (this weekend - how proud am I of her!!). She'd wracked up about £4000 on 2 credit cards then realised she couldn't repay them!! God knows how much interest they charged her over that time period - probably more than double the amount that was actually due!!
But anyway after this weekend they're history!!
Good luck and be very careful!!!
2007-08-24 00:24:54 · answer #5 · answered by John H 3 · 0⤊ 0⤋
Yes but don't get it they are a con - they tell you you can get £1000 but when the card comes through the limit is £250 and you will be told it will go up soon but it doesn't and their interest is high - go elsewhere if you can.
2007-08-23 22:22:37 · answer #6 · answered by Jackie M 7 · 0⤊ 0⤋
Yes its definitely yours but Capital One charge high interest and bear in mind should you miss a payment or are late with one they relentlessly charge £12 per month for each one.Credit cards are a really bad idea.
2007-08-23 09:32:53 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Yes. That's the usual way they do things, you apply and get provisionally accepted but you don't get your card etc until you have signed to say you accept their terms and conditions.
2007-08-24 01:34:43 · answer #8 · answered by tomsp10 4 · 0⤊ 0⤋
Yes. They have sent you a credit agreement which you need to sign and return before they can finalise your application.
2007-08-24 00:08:32 · answer #9 · answered by Boris 5 · 0⤊ 0⤋
no longer unavoidably "like drug sellers"... they do no longer sell drugs. they provide credit, which while used properly isn't unavoidably a foul factor. purely via fact some human beings fail to apply credit responsibly would not make it undesirable, maximum folk do no longer easily abuse credit or use it irresponsibly. via your line of thinking, automobile manufactures could be unethical via fact they *understand* a number of their autos would be pushed irresponsibly and effect in death. the place's the experience of private duty?
2016-11-13 06:09:38 · answer #10 · answered by ? 4 · 0⤊ 0⤋