How old do you have to be to get a checkbook?

Question

I dunno.

DON'T FLAME THIS POST!!!!! (It means don't be mean!)

Answer 1

Old enough to know how to write.. and thats about it... I had my first checking account at 12 yrs old......

Answer 2

18

Answer 3

18

Answer 4

I don't know how old you have to be but it takes A LOT of responsibility and if you are asking this question i am guessing you certainly aren't 18. I personally think that if you are under 18 there is no need to have checks but that is just me. If you do go about having checks you really need to handle it with responsibility. It easy to not keep a correct balance and overdraft i have done it quite a few times and it isn't a pretty picture.

Answer 5

Some children have a joint checking account with a parent. If you're over 12 and are mature and responsible for your age, see if your parents will allow you to have a checking account for school and social expenses, a clothing and entertainment allowance, etc. Just be sure you're prepared to keep accurate records and check the balance against the monthly statements you'll receive. Never write checks unless there's enough in the account to cover them. There are fees charged for overdrafts.

Answer 6

18 Years old

Answer 7

It depends. My first checking account(with my own checkbook)was opened for me when I was 9. You need your parents signature to open the account(kind of like when you get a credit card)but it is your responsibility,and only you have access to the funds. It is something great because it allows you to build credit.

Answer 8

18 and you have to have money coming in. What is the point of having a checkbook if you are not working?

Answer 9

18, but you need to be a mature 18 year old. Mature meaning you need to know how to handle your money. Alot of kids get a checking account and go crazy thinking they can wright all these checks and they wont go through for a few days blah blah blah. I screwed myself over so much when I was young. I spent more money on overdraft fees then I did on what ever I was buying. Just a note!

Answer 10

You have to be 18 to get an account that only you have control over. You can get a checking account before you are 18, but someone (like a parent) has to cosign for you. That means your cosigner can write checks, close the account, etc., if he/she were to choose to.

Answer 11

You normally have at least a part time job in order to get a check book at our town. Cause I was helping this girl from out of town get things like a drivers license and stuff and the bank said she could open a savings account but a checking only when she had a job. btw she was 20 but she was living with us looking for work.