Lets say I have a friend named Bobby. I let Bobby drive my car and he is not listed on my insurance policy. He also does not have a license. He gets into an accident and causes 8000 dollars in damage to another car. In court, there is a judgement of 8000 dollars that he is ordered to pay back. Bobby however dies before he is able to pay back any of the money. Can I then be sued or has the judgement already been issued? Wouldn't it be the plantiffs responsibility to recover the money from the deceased ones assets? Thanks in advance.
2007-08-22 08:06:23 · 4 answers · asked by TK1 1 in Politics & Government ➔ Law & Ethics
Yes. Anyone can sue anyone. Under these facts I would have sued you from the get go. Your insurance would cover another drive, at least most policies do. However, you let an unlicensed driver use your car, and yes, you should know if he has a license. That is your responsibility when you let someone drive your car. They can sue you if the statute of limitations have not run. If they have you win.
2007-08-22 08:18:38 · answer #1 · answered by Songbyrd JPA ✡ 7 · 0⤊ 0⤋
In most states, as the owner of the vehicle it is YOUR responsibility to cover any damages incurred by your vehicle, no matter who is driving. That's why you have insurance, but since you didn't list Bobby as an additional driver, you PERSONALLY will be liable for the damages.
Yes, the victim of the accident can sue you, and would have every right to do so, especially as you were so irresponsible as to lend your car to someone who also had no license.
2007-08-22 15:17:09 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You could be sued for the tort of negligence - IE negligent entrustment. And so you cant sue me for providing free legal advice - read it for yourself BABBBBBBBBBBBBAY !
http://en.wikipedia.org/wiki/Negligent_entrustment
Expect a call from the other parties insurance lawyer .. time to move, or do whatever you can to keep from being served. Check out the book - "how to disappear "
your homeowners embrella policy my cover this situation - call your insurance agent - they will know - familiar problem,//
2007-08-22 15:20:45 · answer #3 · answered by thefatguythatpaysthebills 3 · 0⤊ 0⤋
Generally, he would not have the judgment against him; you would. But given that scenario, if by some freak occurrence he was ordered to pay restitution instead of you, then you would no longer be liable.
2007-08-22 15:26:00 · answer #4 · answered by Hillary 6 · 0⤊ 0⤋