My Chp. 13 was dismissed. Can I dispute this on my credit report. How does it affect my score?

Question

I could not afford the trustee payments and mortgage payments, so I asked the trustee to discharge my plan so i can sell my house. I have a settlement in two weeks. What should my next game plan be? Can the discharged BK be disputed on my credit report since it was dismissed?

Answer 1

You're using "dismissed" and "discharged" as interchangeable. They are not. The judge dismissed (cancelled) your bankruptcy. Discharge would have been completed and all your debts were satisfied/gone.

Your credit report will update your dismissed chapter 13. No need to dispute it.