If I am sued by a debt collection firm and they have obtained a default judgment against me, and I am willing pay, how can I pay if my account is already frozen? I can't write checks to them?
2007-08-21 10:38:47 · 4 answers · asked by Keninho 2 in Business & Finance ➔ Credit
Yes I agree with OC1999 I am asking a lot of questions, and want to see what myoptions are. I know I got into this mess. But all I want is to get the best deal with the least amount of hassle.
2007-08-21 11:13:33 · update #1
There is nothing wrong with asking questions. But with all of your questions( I believe you are at about 4 or 5) on having your accounts frozen. Even though you keep saying "IF", it sounds like you have already been sued and have had your bank accounts frozen. It just seems that for some reason you don't want to give the entire situation.
In all of your questions you keep saying you want to pay it, but at the same time you are coming up with reasons why you can't/ or don't want to. Now, in answer to this specific question. If your bank got an order to freeze your account, then there is no need to write them a check. The creditor will take the money directly. If there is not enough in that account they will attach any other account they find until it is paid off.
It might be advisable to consult a lawyer in your area to get information for your exact situation, as there is probably more than you have asked. Most will give you a free short consultation.
2007-08-21 10:51:26 · answer #1 · answered by OC1999 7 · 2⤊ 0⤋
Ok. I dont' think the debt collection agencies have frozen your accounts. The Bank has for some other reason. No, they won't take a check, but, they will take a money order. I'd call my bank and find out why they are frozen. If i have direct deposit with my employer, I'd get that stopped pronto. Your question is a tad misleading. If you are sued, yet you say they have obtained a judgement. They can garnish your wages at the front end. Where i am, it can be up to 25% until the debt is relieved
2007-08-21 10:48:33 · answer #2 · answered by Mr. Cellophane 6 · 0⤊ 0⤋
I dont think they are legally allowed to freeze your account, doing so would be saying you are guilty without first being proven so. This is of course assuming this isnt a government agency or something, because they can do whatever they want. If they've frozen your account they will take their funds so there will be no need for you to write them a check, however I would say you have a countersuit if you care to do anything about it. I dont really know though, best of luck with your situation.
2007-08-21 13:31:51 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If they have seized your bank account, they will take out the money for you. You wouldn't have to write them a check.
2007-08-21 10:44:48 · answer #4 · answered by First Lady 7 · 0⤊ 0⤋