Will the credit rating companies show my past credit ratings? Like 6 months ago or 1 year ago?
2007-08-21 03:48:50 · 3 answers · asked by Craig C 1 in Business & Finance ➔ Credit
You can't. You would need to keep copy of your credit files.
Credit Scores can change EVERYDAY! This is why nobody will keep a record of it. Also, when you pull your score it is GENERATED from the info that is on your CURRENT credit file. You can delete inquiries also by going to my link.
2007-08-21 03:55:00 · answer #1 · answered by Anonymous · 0⤊ 1⤋
They don't keep records of scores. The score is calculated when purchased. Note that the score will change as information changes, which is every day, because every day the history on there is one day older and age of the event is a factor that affects the score.
Also, the mathematicians employed by the credit bureaus are constantly refining the formula, trying to make it more meaningful. So, the same data can create different scores on different days.
2007-08-21 03:59:45 · answer #2 · answered by Ted 7 · 1⤊ 0⤋
The major credit agencies to not keep track of the old score. Too be honest...their is absolutely no reason for it to be done. If personally you want to keep track of how your score is getting better (or worse) then each year, get a copy of your credit bureau from www.freecreditreport.com and keep it in a secured spot. Its not a bad idea to look at your bureau from time to time....
Good luck
2007-08-21 07:41:33 · answer #3 · answered by HITMAN 2 · 0⤊ 0⤋