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Right now im over my head in bills and i need ideas and ways to cut these bills down. I live in the state of new york so any programs or ideas would be helpful...

2007-08-20 11:43:56 · 5 answers · asked by sdotmurda 2 in Business & Finance Credit

5 answers

Stay away from debt consolidation/repair companies. Most are scams. They take your money and trash your credit. You can work yourself out of debt.

First, consider ways to increase your income -- second job, yard sale, etc.

Second, cut expenses. Make a strict budget. Eliminate all the extras -- eating out, cell phone, new clothes, etc. Take every penny you can squeeze ouf of that budget and put it on the highest interest rate debt, while making minimum payments on the rest. When the highest is paid off, move to the next till they are all paid off.

It will take you 2 or 3 years but you can do it.

2007-08-20 12:03:44 · answer #1 · answered by bdancer222 7 · 0 0

Dear sdotmurda

I can feel how do you really feel , So Open Google Please

and type this phrase as it is :

Americans living beyonds means

the first site in search results is called Only Best Deals

go for it just trust me and there you will find all means to start

a new and cut down all these expensive bills you got , but

listen too if you didnt got exactly what you looking for simply

use the top search box which must lead you to your answers

soon , and how to arrange matters again , I know how

expensive is New York . . . .

Good Luck Buddy ,

2007-08-20 18:53:23 · answer #2 · answered by S a l m a 2 · 1 1

iam in the same boat and i heard u can call to lower your interest say u cant pay that amount anyways or u can call the place that works with u and your crediter watch the commercials

2007-08-20 18:53:02 · answer #3 · answered by dvcgurl 7 · 0 0

Get an extra job, cut waste BIG-TIME, get a real workable plan..PLAN, PLAN ,PLAN then plan again...stick to it and over-come it

2007-08-20 19:09:37 · answer #4 · answered by LoveUSA 2 · 0 0

cancel ur cable/internet service

2007-08-20 18:58:28 · answer #5 · answered by Mimi 6 · 0 0

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