What insurance lets you get a weight loss surgery?

Answer 1

Depends on your state, some states require it to be a paid benefit if medically neccessary. You may want to check with your doctor...Also, ask your insurance guy about 100% HSA plans.

Answer 2

It depends on the insurance plan that your company provides or you purchased. For example, my health insurance plan does not cover weight loss surgery even if it is treating morbid obesity.

You will need to talk to your benefits rep to get the specifics of your plan. (or hope you marry a member of the military - I hear that military health benefits are pretty good. Better than a lot of employer sponsored plans!)

Answer 3

It depends on where you live. Most plans do not cover that unless they are required to. I know that some plans in California do. But even people on those plans have to do A LOT of work to get it covered. It has to be deemed medically necessary, you have to prove that diet and exercise isn't an option, go through psych evaluations, and the list goes on. It's pretty hard to get that kind of surgery covered.

Answer 4

Most don't, unless required by your state. It's a VOLUNTARY surgery, most of the time. There are better, safer, ways to lose weight than those surgeries, they're just more work for you.

If your state requires it's covered, you STILL have to jump through hoops with the whole diet/excercise thing for about a year before they'll pay.

Answer 5

Insurance pays for this surgery only if it is to treat being "morbidly obese", not if it is too look better.