I was injured during a work-related function (motor-vehicle accident during a work summer outing).
This was last week. There is a chance soon (maybe as soon as this week) that I will be quitting my job for a new job.
If I leave my job will I still be eligible to have my medical bills taken care of under workmen's comp even though I would no longer be employed by the company?
2007-08-20 07:28:03 · 7 answers · asked by abbazoodafish 2 in Business & Finance ➔ Careers & Employment ➔ Health Care
ADDED: The injury will probably not prevent me from working, either now or in the future, but there could be significant out-of-pocket costs incurred during the rehabilitation/physical therapy process.
2007-08-20 12:34:29 · update #1
Are you quiting because you have another job? If so then I think workman's comp is a non issue You are fit enough to work. More info is needed
2007-08-20 11:02:33 · answer #1 · answered by Pengy 7 · 0⤊ 0⤋
Depends what state you're in. I know in TX and FL if you're *on the clock* at the time of the motor vehicle accident, it's covered under Worker's Comp instead of Auto Liability or PIP. My husband is currently in the same position (in a company vehicle when rear ended and injured) As far as it continuing to be covered after you leave your present company, check with the Worker's Comp Carrier. Your employer should have already given you the info, and your adjustor can tell you all the exact details and laws for your state.
Good luck.
2007-08-20 07:37:38 · answer #2 · answered by Nothin' Special 4 · 0⤊ 0⤋
well, as long as you see a doc before you quit & file the claims under workers comp, then all claims related to the injury should be covered even after you quit because the injury occurred while you were employed & covered by that employer. Call the insurance company that handles the worker's comp claim & ask them how they would handle it if you quit to be sure.
2007-08-20 07:37:07 · answer #3 · answered by all4equines 4 · 0⤊ 0⤋
You are in a very gray area company outing and in a motor vehicle.......If all information has been sent to workmans comp you should already know if you are covered.Better ask now to find out .If you are back to work what medical expenses or continuing expenses could there be?
2007-08-20 07:39:17 · answer #4 · answered by stones 3 · 0⤊ 0⤋
I am sure that they will as long as you were hurt on the job. But to be honest with you, I am not sure that being hurt on a work related summer outing is covered by insurance, unless you are someone who travels for their job duties and was in route to perform a job.
2007-08-20 07:35:20 · answer #5 · answered by memememe 3 · 0⤊ 0⤋
Call your insurance and ask them. The new company most likely wont want to pay out before you work for them and if you quit the old company might be able to drop you.
I dont know 100%, check it out first.
2007-08-20 07:32:04 · answer #6 · answered by Lindsay 3 · 0⤊ 0⤋
Your former employer was excluded from any decisions as soon as the injury was reported to the ins. co.
The ins. co. is now, and has been, fully involved. They will be responsible for medical bills.
The employer, as well as all employers in your state, will see their WC insurance premiums rise.
2007-08-20 07:40:15 · answer #7 · answered by ed 7 · 0⤊ 0⤋