2007-08-19 21:10:45 · 14 answers · asked by Marc O 1 in Cars & Transportation ➔ Insurance & Registration
Yes, but why would you want to?
You can have as many as you want, but if you had an accident, you could only claim on one.
2007-08-19 21:15:27 · answer #1 · answered by Marky 6 · 1⤊ 0⤋
Each car that you own should be insured - they can be insured on one policy, two or more policies with the same insurer or even different insurers.
Each policy will lose and earn its own no claims bonus - but you will have to tell each insurer any change in material facts e.g an accident on one policy will have to be told to the other insurer.
Please do not use this method to 'front' insurance for young drivers.
2007-08-20 18:55:21 · answer #2 · answered by welcome news 6 · 0⤊ 0⤋
No you can't. I ran into problems when I wrote my car off in an accident and I unwittingly had two insurance policies for my car.
I'd not cancelled my first policy properly because the letter was lost in the post. They were still taking direct debits for the premium, but I failed to notice it - very stupid I know. It's true what they say 'more money than sense!'
When I tried to claim on the new policy, the system showed I had another policy. It took months to sort out, but eventually I got the benefit of the doubt.
It was a very stressful time, as a car is essential for my work. I had to buy a car out of my tax savings and only just managed to pay them on time when I got the insurance settlement.
2007-08-20 11:30:27 · answer #3 · answered by Ftumpsch 2 · 0⤊ 0⤋
You can if you have several cars - you can insure each of them with different companies if you wish.
You cannot, if you mean insuring one car with several insurers. First of all, they'd notice, because the information is on a central database, and secondly if you tried to claim more than once over one event that would be classed as fraud. There's a term for it, which eludes me at the moment, but basically it means you cannot be in a better position than before the event.
2007-08-20 04:48:46 · answer #4 · answered by champer 7 · 0⤊ 0⤋
Yes you can have as many policies as you have cars - as long as you declare your no claims bonus is being used on another car(s) to each insurer or if you are going to be earning new sets of no claims on each car - that if you have an incident in one car you still advise the other insurer(s)
2007-08-20 05:24:12 · answer #5 · answered by lowlevel_interference 2 · 0⤊ 1⤋
definately not if a person has two car insurance policy's I take it you mean on one car this is illegal. as if you have an accident and try to claim you would be procecuted for fraud and also any insurance would be void.
2007-08-20 04:31:53 · answer #6 · answered by Ron B 1 · 0⤊ 0⤋
Yes, if they have two cars - one policy for each car.
2007-08-21 04:56:51 · answer #7 · answered by Neil 7 · 0⤊ 0⤋
SURE YOU CAN BUT REMEMBER THAT FRAUD CONCERNING INSURANCE WILL MOST LIKELY BRING YOU JAIL TIME.
TWO SEPARATE CAR INSURANCE POLICIES JUST MAKES NO SINCE.
2007-08-23 14:51:48 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Well its illegal and if u hve to make a claimnd its found out u had two policies then neither company wil pay out.
2007-08-23 15:58:03 · answer #9 · answered by cookie 2 · 0⤊ 0⤋
Yes, but only one per car
2007-08-20 09:06:36 · answer #10 · answered by ChocLover 7 · 0⤊ 0⤋