Can I charge a big payment across multiple credit cards?

Question

1000k spread across 3 credit cards ?

Answer 1

If it's close, you may be able to ask one card to raise your limit to accommodate the purchase.

Otherwise, sure you can , if the merchant in question will go for it (they have to pay more credit card fees, and it's a hassle, so they may or may not want to do this for you).

Literally, you wrote $1000 K, or 1,000,000 - that's quite a credit card purchase. If you mean $1000, that's not much to spread across three cards - maybe you shouldn't be buying if your credit is that thin.

Answer 2

1000k is a million dollars here in the UK - is that what you mean?! Im assuming not as I don't think your credit limit could support it.

If you were looking for a million dollar credit limit, get a secured (business loan).

Assuming that you are alooking to spread 1000 dollars across cards then thats much more reasonable. Most sotres nowadays will allow partial payment across multiple cards - as lond as they get paid they don't really care!

I would always check with the cashier before lettign them swipe my good through the till though as sometimes certain puttons must be pushed before the items are charged.

Answer 3

Even if you could you really shouldn't do it.

But what the hell do you have 3 credit cards for? Are you trying to borrow your way out of debt or something?

If you've got a history of paying your credit card off on time you might be able to get a temporary credit limit increase on one of the cards.

Answer 4

Everyone has a judgment. 3 credit cards is not a lot. You should see my wallet :o)
The answer is dependent on whom you are paying. Most stores allow a partial payment on a card. Best bet is to ask the store or whomever you plan on paying. I dont believe you asked for financial advice, so Im not offering it. :)

Answer 5

Sounds risky, Justin. Do you have family or friends you can talk it over with? It's good sometimes just to talk about it and then you'll have a better idea yourself if it's the thing to do or not. There are places that will do it. Ask where you're planning to buy.

Answer 6

depends on what company/store you are buying from.

what's a 1000 thousand? do you mean $1000?

if you have to spread it across 3 cards, maybe you shouldn't be buying it.

Answer 7

Yes, that's how I bought the engagement ring I gave to my then fiancee, now wife of 21 years.