Pay being garnished and i want to pay it off but Should i just let it take its course?

Question

Hi i am having my pay garnished by a marshall and i want to pay the whole thing off in one shot so they can get their hands out of my pocket but when i call the marshall and ask how much they've been paid they state they recieved less than what my job reported they paid out so far. I dont want to pay these guys 1 penny more than i have to. Should i just hold on to my money and let the garnishment take its course? or should i just send the check with the diffrence according to what my job shows has been paid. I know the longer this garnishment lasts the more intrest accrues. Any help or info on a course of action will be greatly appreciated.

yeah I thought that too but i did the math they are exactly two weeks behind in payments that my job has reported made.

Answer 1

it's probably that your job is behind in paying the garnishments. Usually there is a lag from when it is withheld from your paycheck to when it is paid out. I would say that if you have the money to pay off the garnishment amount. Afterall, you said it yourself "the longer this garnishment lasts the more interest accrues".

Answer 2

Pay it off to avoid any further interest. If in the end you have over paid perhaps you can garnish the wages of the people making the collections.

Answer 3

I'd pay off what my records showed as being due, or 2 weeks less than what my records showed. The garnishment should stop shortly thereafter.

Answer 4

Interest might be the reason why their numbers are coming up different that yours show. You are showing the whole amount taken out - they might be telling you the amount that's been applied to the principal, not including the interest.

Answer 5

No, call them and pay it off for a discount. If they don't accept let them know your leaving your job, they'll jump on your offer to pay now.