How do you contact Action Professionals collection agency in order to pay off a debt?

Question

I tried online and the website has no phone number. I can't believe for as much trouble they go through to reach us, it is even harder to find them!

Answer 1

Whenever you have problems finding a company, you might search the BBB website.

I first put in Action Professionals collection agency and came up with many pages.
I narrowed it down and just put in Action Professionals and came up with one listed in South Dakota. I hope that is the one you are looking for.

Action Professional Services
408 S 2nd Ave # 202
Sioux Falls, SD 57104-6919
Telephone: [phone]
www.actioncollectionagency.com

Principal: Mr. Ron Raff, Owner/Manager
Customer Contact: Mr. Ron Raff, Owner/Manager - [phone] or [e-mail]
Email Address: [e-mail]
Entity: Sole Proprietor

Additional Addresses
PO Box 675
Sioux Falls, SD 57101

Additional Phone Numbers
Tel: [phone]



You should "never" speak to them by phone. You should always do all of your correspondence to a collector by letter.
Never sign your names to your letters, only print your initials or type your name.
Send all of your letters to them by certified mail return receipt
If you pay, never pay by personal check, only use money orders or cashiers checks.

If you have not requested validation yet, you should.
Among other things, make sure that the amount they are requesting is not illegally inflated, that they are licensed and/or bonded to do business in your state if your state requires it, that they have a legal right to collect on that account, etc., etc.

Once they properly validate, and you want to pay, you should send a letter requesting that they agree to a reduced amount as "payment in full" and that they will agree to remove anything they are reporting on your credit reports (if they are reporting)

You should also check the collecting SOL for your state. If you are past the SOL you have a legal right to send a SOL letter informing them the account is no longer legally collectible.

If you are past the SOL and still want to pay, you may get them to agree to a much discounted amount as "payment in full" since the only way they can "legally" collect on the account is by your offer to pay - (or if they had sued and won because you failed to respond)