I asked this question:
http://uk.answers.yahoo.com/question/index;_ylt=AtNFd9bQJlWDXkqAiWLYkgEgBgx.?qid=20070819070326AAgqQlM
and the first gentleman stated that I can have my name emoved from bad rating if I pay £10.00. How can I do this???
2007-08-19 05:18:12 · 10 answers · asked by Anonymous in Business & Finance ➔ Credit
hi, you need first of all to get yourself credit Report, there are two credit Reference agencies
Experian ltd www.experian.co.uk
or Equifax.co.uk
your have to pay a fee of about £3.00, they will send your Credit Report and if there is anything you disagree with, you contact the credit agency, and they in turn contact your Creditor.
this happen to me, and something had been added to my credit report which was an error, and i got it removed
2007-08-19 05:30:31 · answer #1 · answered by JOHN F 3 · 0⤊ 0⤋
Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved onarrange loans or other finance, and usually means you will pay more interest on any loan you take out.
2007-08-19 06:10:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
you cannot remove you name from credit scoring. You can only improve your score or make it worse depending upon you payment history. Your score is linked to your the electoral register and those who lend money check you DOB and address for previous and current address's using credit reference agencies such as experion or equifax who have information submitted to them monthly on how you have been paying your current loans, store cards and credit cards. The more behind you get the worse the score. The only thing the £10 will do is supply you with your credit reference details which you can query and have altered with the relevant agency if you feel it is wrong but they will check with the lender first before changing it.!
2007-08-19 13:59:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
you cant, you can only pay 10 pounds if the last bad credit is older than 7 years, then you can get it removed by contacting the reference agency that has the details, but several agencies usually have details and you would have to pay 10 pounds to each one and it could end up costing you a fortune.
2007-08-19 05:37:46 · answer #4 · answered by SUE G online 6 · 0⤊ 0⤋
I wanted to know how do i check if a Company that BlackListed me for something i have already payed 4 and half years ago has up dated my Credit Report after finding out i did pay it and they said they were going to up date my Credit Report for me could you find that out for me
2007-08-21 09:16:14 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Sounds like a scam to me. If you got that bad credit score from making poor financial decisions, then you earned it and it's yours!
2007-08-19 05:40:15 · answer #6 · answered by bdancer222 7 · 0⤊ 0⤋
all i know is that regular payments improve it. if you have a ccj and you pay it off you can ask the courts to make a note next to it that you have paid your debt, but it won't be removed.
2007-08-20 03:04:17 · answer #7 · answered by ? 2 · 0⤊ 0⤋
No easy way out but to pay what you owe.Sorry!
2007-08-19 05:37:33 · answer #8 · answered by ? 7 · 0⤊ 0⤋
that is BS you cannot have it removed. the best thing you can do is keep up minimum payments and your record will improve.
2007-08-19 05:29:30 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Not sure how they do it in the UK.....but it sure won't work the the States.
2007-08-19 05:25:50 · answer #10 · answered by Anonymous · 2⤊ 0⤋