Does comprehensive uk insurance cover me driving in eu?

Question

i have comprehensive uk insurance with direct line, am i automatically covered 3rd party in europe?

I think if you pay for a green card you are comprehensively covered in eu, what about cover if i dont have green card?

Answer 1

All insurance policies in the EU MUST give the minimum cover required by law in each EU Country, so you will have third party cover (to the minimum level required).

Please note that this MINIMUM cover may be only for death/ injury only and not property damage cover. (In the UK it is £10,000,000 death/ injury and £500,000 property damage - so that is the cover that foreign motorists have (assuing they have insurance and have not upgraded))

If you read your policy you will see that the cover is provided with the proviso that if a payment is made that exceeds the minimum level of cover you will have to refund the insurer the difference,

If you go regulalry aboad I suggest you buy a policy through a broker and ask them for one with free comprehensive cover abroad - you may also get other benefits such as a courtesy car after an accident, advice, help and someone who will help you make a claim.

Answer 2

You will automatically be covered for the bare minimum cover required in each EU country. Note that might be injury to 3rd party only, not even vehicle/property damage. If you notify your insurer they will usually extend your comprehensive cover for up to 30 days, provided they know about it. If in doubt read your policy documents carefully.

Answer 3

No need for green card in EU anymore, only outside EU. Most policies cover 60 or 90 days in EU. Check your policy or phone them for details.

Answer 4

yes you are covered but you must inform the insurance company of the dates you are out of the country, they will then make a rip or charge, they will say for administration costs even though they are asking you to pay again for some thing that is included in your policy. The last time i took a car to the continent i think i had to pay about £20.

Answer 5

THE simple answer is yes you are covered just the same as in the UK the green card does not apply anymore.
basically if you are covered fully comp in the UK you are covered fully comp in the EU YOU NO LONGER HAVE TO HAVE A GREEN CARD IT AS BEEN ABOLISHED WHY DONT YOU NUMPTIES READ THE PAPERS

hughs 30 years in the motor trade as not learnt him much you dont have to tell the insurance you are travelling in the EU
certainlYy dont have to tell them the dates and they cannot charge you. and also the insurance cover in the EU IS EXACTLY the same cover you have paid for in england why ppl answer with such stupid wrong answers I do no know

Answer 6

Yes, but be sure to get your Green Card before taking your car to the Continent! Some insurance companies charge extra for that, others include it in your policy at no extra cost.

Answer 7

Most insurers provide cover when driving in the European Union, at no extra cost and for an unlimited period. Just read your documentation.

Answer 8

It varies from company to company. When you signed up for the service, they should have given you all the details.

Directline offers a seperate European Beakdown cover. I'm not sure what exactly you want in the insurance but their is a 5% discount online and prices vary depending on your circumstances.
http://www.directline.com/european_motoring/welcome.htm

Answer 9

Not normally unless you've asked the insurance company to cover it for European use. Check your policy.

Answer 10

european cover is only covered if stated on your policy...if it doesn't say european cover then you are not covered...you need to check with your insurance company..never assume you are covered...could be an expensive mistake.