i need a loan i have been working one and a half years and only get paid $6.50 an hour an make 60 hours bi weekly. and looking for a loan for $3000.00 i've been with bank of hawaii for about a year.but i dont have any credit or co-signer.do you think i will get approved? please dont post up email lenders! just asking if you think i can get the loan or not.experienced personal requested!
2007-08-18 04:34:14 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
I think you can surely get a loan.. Speak to manager
2007-08-18 04:38:50 · answer #1 · answered by Anonymous · 0⤊ 1⤋
I'm posting this to warn you and others on yahoo! abt Loan scams.
Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.
Remember, if it sounds too good
to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.
Please be aware. You have been warned!
2007-08-18 07:10:49 · answer #2 · answered by John Loves Jenn 4 · 0⤊ 0⤋
Not having any credit is worse that having horrible credit. First thing you should do is go apply for a credit card and start paying some bills. The income does come into effect when applying for a loan but you HAVE to have a credit score in order to get approved. A co-signer with good credit would also help.
2007-08-18 05:14:28 · answer #3 · answered by Cristobal 2 · 0⤊ 0⤋
Best thing to do is ask! Just go in and fill out a loan application and see what they say. I'm thinking you might not get approved for the full $3000 without some kind of collateral. But you never know. Every bank has their own rules tailored to their own customers.
2007-08-18 04:58:31 · answer #4 · answered by gogo7 4 · 0⤊ 0⤋
It is difficult to get a loan with bad credit. you can try for loans online. Don't take loans from one man single private lenders or my emails.
Don't pay a single penny to get the loan. Try to apply online get the rate of interest compare and then go for one from a legitimate company.
To know more you can visit
http://www.badcrediteasyloans.blogspot.com
2007-08-18 06:07:30 · answer #5 · answered by Della 2 · 0⤊ 2⤋
What do you need the money for?
Perhaps you should save your money till you have enough rather than going into debt.
2007-08-18 05:03:13 · answer #6 · answered by bdancer222 7 · 0⤊ 0⤋
Hell no. No credit history, a piss poor job at part time, you are boned.
2007-08-18 04:39:19 · answer #7 · answered by Anonymous · 0⤊ 1⤋