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5 answers

if your parents insure you for a particular car or they add you to theres then yes.But if only they have insurance then no.

2007-08-17 12:50:50 · answer #1 · answered by tricky 7 · 0 0

Let me give you a clear answer on this.

Car insurance goes generally with the car, and not specifically with a driver. Further, a policy usually will cover any person driving the car, unless specifically excluded on the policy. Insurers ask about additional persons living in the household over 15 in order to either exclude them or have their driving records included in the risk of insuring the car. Parents especially are requested for information on their children living at home for this purpose. They also ask about students who are away at school, because it is assumed that when they come home they may drive the car.

If YOUR car isn't listed on your parent's insurance, then you are NOT covered on their insurance. If you are EXCLUDED on your parent's policy, you are also NOT covered.

Does that make sense?

2007-08-17 13:02:17 · answer #2 · answered by sandyclausbeth 4 · 0 0

Are you asking if you can drive under your parents insurance policy? Only if they add you as a driver. You do not have to have your own car, but you need to be named on a policy.

2007-08-17 12:48:38 · answer #3 · answered by Steve L 2 · 1 0

Grammar and spelling aside, in most states, NO.

In California, failure to have insurance is a crime: If you fail to maintain financial responsibility:

1) Your driving privilege may be suspended. If you are involved in an accident and cannot provide evidence of financial responsibility, you may lose your driving privilege for up to one year.
2) Registration of your vehicle will be subject to suspension (effective October 1, 2006). DMV will begin the process to suspend the registration of your vehicle if liability insurance is cancelled and a replacement policy is not submitted within 45 days, or your insurance company has not electronically provided evidence of insurance within 30 days of a registration card being issued on a newly acquired vehicle, or if you provide false evidence of insurance.
3) You may be cited. Failure to provide evidence of financial responsibility when requested by a peace officer may result in a citation with fines that could reach $1,000 or more. (DMV cannot clear or sign citations relating to financial responsibility. Only a court can clear or sign these citations).
4) Your vehicle may be impounded. Failure to provide evidence of financial responsibility may result in your vehicle being impounded, in addition to any fines.
5) You may be personally liable for damages. If you contribute to the cause of an accident and cannot provide evidence of financial responsibility, you may be forced to compensate the other party for any injuries and damages

2007-08-17 12:49:19 · answer #4 · answered by mariner31 7 · 0 1

"wid"??? "Mines"???

2007-08-17 12:19:44 · answer #5 · answered by maccrew6 6 · 1 2

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