my score dropped down by 100 points. I never missed any other card payment. I immediately payed off that card completely.how many days should I wait before my score returns to what it was before? WHat should I do now?
2007-08-17 04:54:11 · 3 answers · asked by ravi c 1 in Business & Finance ➔ Credit
Your score won't improve for a while because it's going to report as recent negative history. Call the credit card company. If you have a well established account, and have never missed a payment before, some banks will give you a break the first time, but never again. Ask if they could waive the fee and not report it to your file. It's worth a shot, the worst they can say is no.
2007-08-17 05:26:02 · answer #1 · answered by Anonymous · 1⤊ 0⤋
I agree with Robin, ask the company for goodwill in removing the late notation.
Lates are a major score killer and will remain on reports for 7 years from the date of the late.
2007-08-17 13:25:58 · answer #2 · answered by echo 7 · 0⤊ 0⤋
it will take a lot longer than just a few days for it to return to what it was. it may take years. the only thing you can do is continue to pay on time.
2007-08-17 12:02:16 · answer #3 · answered by dan 4 · 1⤊ 0⤋