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Need loan quickly, no scams, no up front fees need to be asked for. Have poor credit, need to pay smaller loans off, make one payment, lower. No credit councilors either.

2007-08-17 03:57:34 · 11 answers · asked by Nancy T 1 in Business & Finance Credit

11 answers

Try prosper.com I have a loan from them and they help ppl like you out.

2007-08-17 04:27:59 · answer #1 · answered by svictor24 6 · 1 1

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

2007-08-17 22:50:38 · answer #2 · answered by biskio 2 · 0 1

You have bad credit and want someone to give you an unsecured $10K loan. It ain't gonna happen. You will be targeted by every scammer offering you high interest, fee heavy loans.

Why don't you work on clearing up those smaller loans instead of digging yourself deeper in debt. Make a strict budget. Eliminate all the extras -- cell phone, eating out, new clothes, etc. Put every penny you can squeeze out of that budget on the highest interest rate debt, while making minimum payments on the rest. When the highest interest rate is paid, go to the next one, till they are all paid off.

In the long run you will save money, learn financial management and responsibility and improve your credit score.

2007-08-17 04:08:24 · answer #3 · answered by bdancer222 7 · 1 1

How do you expect to make demands like this? You have bad credit. Private loans usually cost way more than the ones from large creditors. A $10,000 unsecured loan goes for about 18% with fees... what do you think a private loan should go for? I probably wouldn't lend to you for less than 30%.

2007-08-18 01:33:09 · answer #4 · answered by The Smart One 4 · 0 1

No I'm really afraid there isn't and to be honest do you really want to take on such a loan and if you get into a situation where you can't pay it back or fall behind, you won't want the leeches like the bill collector who just left a question on this form harrassing you? My brother did this calculate all your bills and tackle one at a time pay that off work in another one and so on..

2007-08-17 04:11:47 · answer #5 · answered by Chris B 2 · 0 0

With poor credit, there is no way you will get a unsecured loan for 10 grand.

Even if you had good credit, it would be hard to get a personal loan for 10 grand... except maybe a credit card cash advance.

You need to STAY OUT OF DEBT ANYWAY!

2007-08-17 04:03:47 · answer #6 · answered by Mike 6 · 2 1

It is difficult to get a loan with bad credit. you can try for loans online. Don't take loans from one man single private lenders or my emails.
Don't pay a single penny to get the loan. Try to apply online get the rate of interest compare and then go for one from a legitimate company.
To know more you can visit
http://www.badcrediteasyloans.blogspot.com

2007-08-17 23:08:30 · answer #7 · answered by Anonymous · 0 1

There is a great place to go with this. I was in a very similar situation.

This is getting help from real people without the use of banks or credit card companies. Good Luck!

http://www.prosper.com/join/lzc5wh

2007-08-17 04:53:57 · answer #8 · answered by Anonymous · 0 2

Hi,
I used "Credit Solution" to settle my debt.They managed to reduce my debt up to 58%.It's legitimate.I came accross this company on NBC News Special Edition.Check it out here:
http://tighturl.com/60c

2007-08-18 02:36:13 · answer #9 · answered by Anonymous · 0 1

How do you propose to pay it back? Do you intend to pay it back? Can you see why nobody would give you a private loan?

2007-08-17 04:06:31 · answer #10 · answered by kendavi 5 · 1 0

fedest.com, questions and answers