Losing my grasp on stability?

Question

I am shaking. We overdrew our checking account by 200. Then the added charges. I am a very obsevice. The idea that I have screwed up so bad. My husband thinks nothing of this. I am upset to the point of feeling phsyically sick. I thought I was going to beat the crap out of myself this morning. I probably would have, had it not been for my two little boys there getting ready to go to the sitters. I cant get anything right anymore. I have tried forever to fix me & no good. I am tired of trying. I just want to give up. I work my butt off & all my money goes to my family & our bills. My husband works his butt off & most his goes to bills. The early years of our marriage had some financial bumps & we had to use credit cards to get by & now we are in over head & not getting by. I push my self so hard & it kills me to see us get no where. We make average or better $ for our area but we can barely make ends meet. I just never see us getting out of our falling apart trailor.

Answer 1

Maybe you should seek the Lord with all your heart and ask him to guide you. Say a prayer. If you have faith and believe in him, he will protect you and your family. Get your family into Church and see what gifts the Lord has for you and your family. Seek refuge in Him.
I receive these devotions from proverbs31.org on a daily basis and I want to share one with you.

Exit, Please?
By Wendy Pope

“Years passed, and the king of Egypt died. But the Israelites continued to groan under their burden of slavery. They cried out for help, and their cry rose up to God."

Exodus 2: 23-24 (NLT)
Devotion:

Years passed. The Scriptures say close to forty years went by. The Israelites must have thought after all those years that their crying had fallen on deaf ears. Was the Lord listening? Were they crying in vain?

Do you ever feel that way? You have asked God to deliver you from something, and it seems as though God has not heard your cries of deliverance. Let me encourage you dear one, He does not ignore the cries of His people. He has not ignored your cries. Just as God had a sovereign plan designed to free His people from slavery, He has a sovereign plan to free you from that which holds you captive.
The cries of the Israelites were heard and answered in Exodus chapter 13. Finally, they were going to be free from the bondage of slavery to the Egyptians. Don't you know they were thrilled beyond words? Life in total freedom was just over the horizon! However, the plan for deliverance from Pharaoh led them straight from Egypt to the desert. Funny how God works, isn't it? The desert was God's idea of freedom.
Isaiah the prophet tells us in chapter 55 that God's ways and thoughts are higher than our ways and thoughts. I do not know about you, but that gives me great comfort. Exodus 13:17 demonstrates this concept, "When Pharaoh let the people go, God did not lead them on the road through the Philistine country, though that was shorter. For God said, ‘If they face war, they might change their minds and return to Egypt ’” (NIV). I really like short cuts, but God thought the short cut out of Egypt was not the best route. He was even gracious enough to explain His reasoning.
God wants to deliver us from our bondage, but many times we want the easy way out... a short cut: "Get me out of this mess Lord, but please don't let the way out cause me any pain or inconvenience." God knows our weaknesses. He knows how easily we would slip back into bondage if we faced adversity in the easy way out. In His great wisdom and sovereignty His plan for the exodus of our bondage is not the quick, easy way. He will lead us out through a path that will create a dependency on Him. This path will also strengthen our relationship with Him, give us a renewed assurance of our faith, and equip us for a possible slip back into the pit. Read in Exodus verses 18-19, "So God led the people around by the desert road toward the Red Sea . The Israelites went up out of Egypt armed for battle." Did you catch that last part about being armed for battle?
The way out of bondage is sure but not always swift. In some situations God shows His great mercy and the exit is quick – we’re left in awe by His power. In other situations, God chooses to take us by the desert road to strengthen us. Two things are certain no matter the route: victory for us and glory for our God.

Dear Lord, thank You for not ignoring the cries of Your people. I realize through Your Spirit in me that I can wait on Your perfect deliverance from my current Egypt . I can't wait to celebrate the victory. In Jesus’ Name, Amen.


***I will also say a prayer for you and your family. Please don't give up. God will hear your prayers. -God Bless and keep the faith!

Answer 2

Don't lose hope! If anything, do it for your little boys.
Everyone makes mistakes with money - I had 7 credit cards coming out of college and it took 6 years to pay off the debt.
You and your hubby should go to a credit counselor who can help you organize your debt. and figure out the best way to pay it off quickly, while still having money for everyday things.
It will get better, and you will learn from it. Good Luck!

Answer 3

one among religions considerable pillars is making an attempt to place out a ethical compass for it incredibly is practitioners. the reality you act by a feeling of staggering and incorrect shows which you're a reliable person, i'm interior an identical boat as you, you % to have self belief yet each and everything you have been taught from existence and school ingredient to not something being available. the way i ultimately grasped it replaced into by a protracted time of basically musing on the belief of religion. you would be able to desire to stability your medical/ rational ideals consisting of your ethical/religious ideals. the reality which you're trying ability it will all come to you ultimately, reliable success and that i'm hoping I helped.

Answer 4

There is hope out there. There are credit counselors who will guide you through the process of paying back and checking your finances. Also, there are counselors who can help you with other problems. Please don't beat yourself up by thinking all these negative thoughts. You are a good person caught up in a bad situation. It will take time, commitment and some hardship, but you will be able to get through this. Please check on a credit counselor to help fix the financial situation, and also a counselor to help with your other problems.

Answer 5

You need to go talk to one of those people who puts all your bills together and helps you dug out. They will help you budget your monthly money. It is hard when you over draft at the bank and then charges on top of it. Your hubby needs to think more about it and not do it. He needs to learn to budget better also. It is nothing to beat yourself up over though. Millions of people do it everyday. You have to make up your mind this isn't going to happen anymore and stick to it.

Answer 6

sit down and make up a strict budget, and stay within that budget. I too was feeling the exact same about 1 year ago, did this and am now seeing some light. write down for 2 weeks every penny you spend them analyze it carefully, you will see where you are wasting $ and how you can save more

Answer 7

Have you heard of Debt Counseling? Sounds like you need it..both of you. Are you paying at least your min monthly pymts to your credit cards? Have you talked to your bank? Are you just hoping all of this takes care of itself? It wont'. I know it's hard not to stress, but it doesn't help. GET HELP

Answer 8

Almost every couple has been in your situation some time or another. All you can do is cut your spending to only the necessities. It might be that you will have to file bankruptcy.

Answer 9

go to africa for a holiday, put it on the tab. You will be fresh when u get back.

Answer 10

Get help quick. You are too hard on yourself.