Someone hit the back of my truck while it was parked. The people who hit my truck didn't have insurance, but

Answer 1

But what?

Give them 30 days to pay, then take them to small claims court if they won't. Make sure you have a police report and everything.

Answer 2

Please understand that uninsured and under insured covers for medical expenses only. It has absolutely NOTHING to do with the damages to your car. If you have collision coverage on your vehicle, you can file a claim through your insurance company. You will be required to pay your deductible and the insurance company will cover the rest. If you were able to get the uninsured drivers info, please submit that to your insurance company. Once your car is fixed, they will subrogate against the person who hit you. Any money that your insurance company gets from the uninsured driver, they will return to you to make up for your deductible. They keep the rest to recoup their expenses. If you you do not have collision on your policy, then you would have to take the person to small claims court. I hope this helps.

Answer 3

you're searching for for criminal accountability assurance from the in charge events coverage to cover your financial losses so which you may desire to touch his service and document a declare. Your coverage is barely protecting your truck restore and doubtless a number of your scientific costs. you do no longer elect an lawyer to make a declare against the different service yet once you experience this is needed you may employ one on a contingency foundation and it won't fee you something till the declare is settled and then the lawyer gets 33-40% of the completed proceeds. reliable success

Answer 4

Do you have uninsured or underinsured motorist coverage? This is what it is for. If not then you can take them to court and try recoup your losses. But I've found that people without insurance usually don't have anything to pay a judgement with either. Can't get blood from a turnip.

Answer 5

Yes. Get a police report written.
This will help prove your case in small claims court.

By the way, uninsured coverage only covers injuries.

Answer 6

check your policy to see if you have underinsured or uninsured insurance ( most do) if you do turn it in to your insurance company. they will take care of the damages And best of all they will take care of collecting (for reimbersment) from the people that hit you.

Answer 7

but???? Unfortunately all you can do to try to recover the damages is take them to court. However, in most states it's illegal not to have at least minimal insurance (usually $10K, sometimes less), so I would report them to the police, if you haven't done so already.

Answer 8

That's what uninsured motorist clause is for. If you have that on your policy (which you're suppose to), then your insurance company should pay for the damages.

Answer 9

but what? Not having insurance doesn't take away their responsibility to pay for your damages. Get their information and turn it in to your insurance who will attempt to collect from them.

If they don't pay, you can always take them to court.

Answer 10

Well if they didn't have insurance, the only thing you can really do is take them to small claims court.