Student loans...?

Question

Hey everyone, i have just got done enrolling in college and recieved financial aid through the fafsa and everything is taken care of, but i was counting on getting a reund check for the amount of one of the loans that i might have not needed the whole thing for school, i needed it for transportation as well as supplies and living expenses, knowing that i already recieved financial aid from the fafsa is their any way i can still apply for a student loan or grant that doesnt require a credit check that will be money i can use for the things mentioned above. It might sound wierd but my sister and a friend of mine attended college and after doing the financial aid they both got checks back for whatever amount it was but that was money they recieved from financial aid and was the difference of what they didnt need for school, well i didnt get so lucky, i got exactly what i needed but was wondering if their was something else i could fill out to get more!! Thanks in advance!

Answer 1

If you have already received the eligible grants and federal stafford loans, your next loan type is typically a PLUS in one of your parents name, however, many parents are not willing to sign for a PLUS loan. After that, you can look into private or alternative loans. CHECK WITH YOUR FINANCIAL AID OFFICE, NOT SOME SITE ON THE WEB!! They can give you some guidance regarding who is credible. You should also be able to talk to them about any refunds you may or may not have coming to you. Each students case will be different. So will the refund.

Lastly you could look into non certified loans, but they are expensive and in my opinion not worth your time. It will cost you dearly in the end.

Answer 2

You will need to apply for a seperate Living Expense loan.
Transportation, Laptop or Computer, Housing, etc.
Write a letter to your financial aid department, submit it and await there reply if no reply within 3 business days call the Dean's Office. Keep a copy of the letter for yourself.

Good Luck!

http://www.salliemae.com ( For student loans)!!!!

http://www.iefa.org -------> International Students on the web <----

http://www.about.com --->Great search engine and information site for everything <---

http://www.ed.gov/index.jhtml --> Dept. of Education for any questions<--

http://www.fastweb.com

http://www.gocollege.com

http://www.collegeboard.com

http://www.scholarships.com

http://www.walmartfoundation.o...

Please go to the Department of Education for more help and a list of student loan foundations.


Good Luck!!!!

I obtained these website from my community college in which I attend. If you start paying your student loan while in school you can claim it on your taxes. Right now interest rates are 6.8% fixed.

I wish you the best.

The lower your EFC the more money you will receive from Federal Pell Grants and other Grants. Then the loans come into action. Fastweb has scholarship listings.