where can i get a credit card?

Question

im 16 years old and im tired of using my sister's credit card and im wondering where i can get a credit card of my own also i dont want a prepaid one because ill probably waste it in one order

i want you guys to know that im not using a credit card for stores im only intrested in a credit card to buy things online and i always make sure i have moeny to buy the item before actually buying it

Answer 1

You have to be 18... unless your parents will make you and "authorized user" on one of their cards... which will give you a card in your name that your parents are financially responsible for.

At 16 you can not sign a contract, or a card agreement, so you cant have a card.

Answer 2

You doubt need a credit card. Get a checking account with a debt card and you're all set. It works like a credit card in stores... expect that money is coming right out of your account. If you're considered about "wasting" a prepaid card in one order, you're not not ready for credit. Not trying to be rude, but once you hurt your credit score it takes a long time to fix it. A good credit score gives you better rates on car insurance loans, etc. I think that is more important in the long run that a card when you're 16. Good luck.

Answer 3

You have to wait untill you're 18. Also, if you think you'll waste a prepaid card in one shot, you'll probably do the same with a regular card.

Don't get in over your head at such a young age.

Answer 4

Usually credit card granters want to document a source of income before granting a card ,
You have a job ? Payout from a trust fund ?

http://www.bankrate.com/nscre/rate/cc_home.asp

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Answer 5

You have to be 18, or get your parents to cosign on one.