Travelers Auto insurance: a 93 year old lady in NYC could NEVER pass the drivers test hit?

Question

my parked car. It;s an old best extremely kwell kept Honda Civic with revbuilt engine now only 102,000 miles on the engine.

That was 7 weeks ago and I have YET ro receive a written offer from them in settlement despiute three times faxing documents and police reports since 7-13. They claim that my company still might be partially liable. It's ludicrous, and the 93 year old had zero muscles tone, probably on all sorts of old people medications s the past many years, and basically lost control on a sloped street or fell asleep.

How can I get this moving, or what options do I have, because it's costing me to insure this car to sit in the street, and I do not have anywhere to store it. It';s not drivable.They declared it a total loss, and yet, this '88 car would cost me 1600- 2000 at a dealers in worse condition than mine.

PS: they've unofficially offered me around 800 but refuse to put anything in writing. MY mechanic said the restored engine they put in plus the new timing chain, etc coupled with the fact I have a clutch and they replaced that too could have allowed me another 100,000 miles on the car.

Answer 1

Two questions here. First, why are you talking to anyone other than your own insurance agent? You don't need to negotiate with her insurance company, that is why you have an agent.

Second question, you do realize they can total your vehicle and just offer you market value, that they don't have to repair it if the cost of repairs is more than the worth of the vehicle, don't you? If it's an old high mileage vehicle, $800 may be the market value, and if you accept that, you have sold them the vehicle.

Your best source of advice will be your insurance agent.

Answer 2

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