Ok well about 1yr ago i got into a car accident while driving home from work i was standing still at a red light and a drunk driver hit me at about 45-50 miles per hour from behind totalling my car! the police let him go since he was a city official or something like that they say he only had couple of drinks that didn't effect his driving etc... well to make the story short i went to the hospital the same day! i had bruises and sore neck and back for about 2 weeks and couldn't really move i was out of work for about 1month and i went to the chiro for about a month! well i called a lawyer he said he will represent me if i go and get mri and it shows damages done to me! well my question is this it's been almost a year now and i don't know what to do! ? what would u do in my case should i sue? or just ask for a settlement and let it go i still havfen't requested any money for me being out of work yet! please help me if anyobody has dealt with this issue i would appreciate it! thank you!
2007-08-14 11:24:09 · 5 answers · asked by croatiansensation 2 in Cars & Transportation ➔ Safety
i did get a police report at the scene of the accident it is clear who is at fault but is it better to sue or just try to settle with my insurance company? i think they know i got hurt they said they will send me out the paperwork which they did to claim for lost wages etc... should i fill it out and send it in?
2007-08-14 11:46:26 · update #1
In a no-fault state, you're supposed to turn it all over to your insurance company, which is supposed to go after the the other party's insurance if he was at fault. If there was a police report and pictures of the accident, it should be pretty clear who is at fault.
There is usually a threshold for damages (like pain and suffering) or to sue the other side and his insurance company, which may be why the lawyer said to get an MRI. A year is not too long, but you should not have waited all this time. If that lawyer is not helping, get another one. And don't wait another year.
2007-08-14 11:32:23 · answer #1 · answered by thylawyer 7 · 0⤊ 0⤋
Why wait a year to ask what to do, when anyone with a 1/2 way decent education in auto driving laws would know what to do.
Why call a lawyer when you are in a no fault state.
This is what you have auto insurance for.
You in an accident, car damaged, medical expenses, you hurting, you miss work, lose income, have to use other transportation.
You should have called your insurance company within a few days of the accident. They would have paid for the car, your medical expenses reimbursed, the money you lost from being out of work.
There is probably a statute of limitations, and you may have missed it.
So now you have had an expensive education that you should have had a long time ago, when the education would not have caused you to throw away your car and other things.
2007-08-14 21:17:18 · answer #2 · answered by Al Mac Wheel 7 · 0⤊ 0⤋
On the day it happens, or as soon as possible you report it to your insurance carrier. You get a copy of the police report and make sure they see that. They handle it for you.
If you didn't do that, and almost a year has gone by, I don't know what to tell you except contact them now and ask for help, they may or may not do something for you after waiting this long.
2007-08-14 18:29:56 · answer #3 · answered by oklatom 7 · 0⤊ 0⤋
first thing first did you get a police report and police badge number and if so yes persue this and you will get backpay if found no fault and bring all paperwork to court and make sure the person pays for your lawyer fees
2007-08-14 18:31:49 · answer #4 · answered by ryan c 2 · 0⤊ 0⤋
contact your insurance agent.
2007-08-14 18:27:19 · answer #5 · answered by Anonymous · 0⤊ 0⤋