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I have a baby due next month, at the moment I'm not working that many hours,and i still have some bills to pay, I don't have a lot of baby things yet, I just have enough to buy the NEEDS of my family and maybe go out once every two weeks (movies,mall). I really would like to take a loan out to buy some stuff before my baby is born and maybe use some to pay some bills, so i won't have to worry while i'm on maternity leave (with no pay I might add) but don't really know if it's worth it. can someone explain it.

2007-08-14 06:49:36 · 6 answers · asked by hated by many loved by few 2 in Business & Finance Credit

6 answers

A personal loan and a signature loan are the same. You get the loan on your signature -- no collateral.

If you're not working, how are you going to repay the loan?

Don't put yourself in more debt. Make do with what you have. Maybe someone will throw you a baby shower and get some of those things you need for the baby. Or maybe you can borrow some baby things from friends instead of buying them.

2007-08-14 07:31:43 · answer #1 · answered by bdancer222 7 · 1 0

1

2016-09-28 04:52:12 · answer #2 · answered by ? 3 · 0 0

People-to-People Lending. It's an old idea that's new again
.
People who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.

Until now, financial institutions have controlled who is able to obtain credit and the rates people pay, over time, this one-sided control has bred inefficiencies and excessive margins – leading to higher rates for borrowers, and restricting people who have money to lend from entering and generating income from this vital and lucrative market.

Prosper gives people the opportunity to take back the marketplace for consumer credit, Prosper aims to make consumer lending more financially and socially rewarding for everyone by letting the borrowers set the maximum rate they are willing to pay a lender, which prevents the loan from being funded at a rate higher than the borrower wants to pay.


http://www.prosper.com/join/GlobalFundingSource

2007-08-14 07:55:58 · answer #3 · answered by James F 2 · 1 0

Hello friend good luck on your Loan search...
Beware of Advance fee Loan scams.
ALL so called "Private Lenders" who ask for fees upfront are scammers...
my Advice: Don't deal with anyone from a foreign country and never use wire/bank transfer services.. you risk losing your $$ and your mind.
Don't pay attention to the people on here who are trying 2 Scam you.


LOAN SCAM - Do Not Pay UpFront Fees.

2007-08-14 08:21:23 · answer #4 · answered by Anonymous · 0 0

is a simple way to manage your way out of debt. When you initiate the debt consolidation process, you can hand over all of your information about your credit position, your debts, and your unsecured loans to a debt consolidation analyst who works for a debt consolidation firm. This allows you to attain a debt consolidation loan at a low interest rate, which will help you to avoid bankruptcy and give you a set date at which your debt will be cleared.
I found interesting information about your answer & options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/debt-consolidation.html Good luck!

2007-08-15 03:33:30 · answer #5 · answered by Anonymous · 0 0

Try to visit " http://www.debtsawareness.com " to find out more details before you act. All the best.

2007-08-16 19:58:23 · answer #6 · answered by Anonymous · 0 0

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