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below avg credit trying to get a new car without paying full price

2007-08-14 05:23:03 · 13 answers · asked by HEATHER K 1 in Cars & Transportation Buying & Selling

13 answers

Yes, you can - first thing though, don't tell them anything until you settle on a price. When they ask if you will be needing financing, tell them you aren't sure. Do this until you settle on a final price, that way it leaves them less wiggle room to screw you over on an interest rate. You can always negotiate a price, always. Secondly, never tell them you have a trade in, if you do, until you settle on a final price. They'll more likely give you 1000 off a car, and then offer you 1000 less for your trade in, if they know you have one. Good Luck.

2007-08-14 05:28:55 · answer #1 · answered by Anonymous · 0 0

You can always negotiate the selling price of the car. The only thing that below average credit will do for you is, make you pay a higher interest rate on your loan. If you are purchasing a new car, get the invoice price and negotiate the profit you will give to dealership. You can get the invoice price from www.edmunds.com. You should also see it at the dealership.

2007-08-14 05:32:38 · answer #2 · answered by mel 1 · 0 0

Absolutely! Remember in life you do not get what you deserve, you get what you negotiate for!! If the dealer you are working with trys treating you like you are not a first class citizen, do not deal with that dealer. There are hundreds of dealers in most metropolitan areas. What you will not be able to do, (depending on just how impaired your credit is) is:

negotiate finance terms, including interest
buy a real expensive car--unless you have a lot of down stroke.

Remember, bad things happen to good people, do not allow a dealer or salesperson make you feel inferior because of a low credit score.

2007-08-14 05:36:46 · answer #3 · answered by Anonymous · 0 0

I just bought a town and country van. It was new. I had a 2004 PT crusier for a trade in, with only 3000 miles on it. I got almost the same thing as I bought it for. !5,000. It was the GT with the high output motor. Now I asked the salesman if they would give that same amount on any trade, new or used, and he said yes. I was looking at a 2005 town and country, but for 4000 more, I bought a new one off the lot. I don't know if all car dealers work this way tho.

2016-05-17 10:52:23 · answer #4 · answered by laronda 3 · 0 0

Go through Carsdirect.com and you'll pay the same as others do. But you'll end up paying thousands more on interest due to bad credit. Try to get financing at a Credit Union or even Capitalone.com, because the dealer will screw you over like Heidi Fleiss.

2007-08-14 06:31:06 · answer #5 · answered by Anonymous · 0 0

yes you can,anyone can these days,they want to see these cars and move them to make room for newer ones,so they can get you financed,and a lot of people buy cars with average credit,so yes you can negotiate on the price of it,and they will come down ,good luck on it.

2007-08-14 05:31:48 · answer #6 · answered by dodge man 7 · 0 0

Sure you can always try. The worst that can happen is that they say no. Now is a good time to negotiate with the model year coming to an end. Go for the 07 model, you will do better with that. good luck.

2007-08-14 05:28:35 · answer #7 · answered by Fordman 7 · 0 0

yes, you can negotiate the price. Go to Edmund's.com and get the true market value. Find a dealership and submit on line via internet sales your price and vehicle preferences. Let them work for you, you're paying them when you purchase your vehicle from them.

2007-08-14 05:35:06 · answer #8 · answered by ramhemi 1 · 0 0

Yes, they still make the majority of their money from the sale of the car, plus they still get a kick-back for selling the financing. They are not hurt by selling you a car.
Don't buy any car, new or used w/o reading up here:
http://www.usedcartips.org/index.html

2007-08-14 05:40:08 · answer #9 · answered by Anonymous · 0 0

You would have to be a very good negotiator. You basically have little to none bargaining power. If you are financing, you will need a very good sized down payment.

2007-08-14 05:31:30 · answer #10 · answered by Ham B 4 · 0 1

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