I can't afford to pay the total amount due every month, so I pay a little over the minimum. But this is making it impossible for me to pay anything off! What can I do? It's stressing me out!
2007-08-14 02:03:15 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
I agree with every other poster.
It's called personal responsibility.
Grow up and start taking responsibility for your actions. You owe the money, they are not going to simply stop billing you, so find a second job or cut back on expenses and pay your bills.
2007-08-14 03:31:09 · answer #1 · answered by ? 7 · 0⤊ 0⤋
The bank is not going to stop billing you finance charges as they are what you agreed to when you set up the account. You'll have to cut back on your expenses to free up some extra money to pay off the overdrawn line. If necessary, a second job for a while should help.
2007-08-14 02:13:27 · answer #2 · answered by magnolia 5 · 0⤊ 0⤋
Find a 2nd source of income and pay it down immediately. I probably would reccomend a 2nd job or working a lot of overtime at the job you currently have.
They are not going to stop billing you. As a matter of fact, it will get higher and higher every month until you get it paid off.
2007-08-14 02:16:58 · answer #3 · answered by happydawg 6 · 0⤊ 0⤋
Get a second job and pay it all toward the debt. You are not living up to the terms of the debt extended and you know the penalty for that.
Every ask yourself how millions of people manage to get through their day to day lives with penalty and interest?
2007-08-14 02:10:06 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Get a second job and pay it off.
They loaned you money... they have a right to earn interest until you pay them back.
2007-08-14 02:12:03 · answer #5 · answered by Mike 6 · 0⤊ 0⤋