i owe some money for a couple of tickets and im worried that it has gone to collections or that if i get a credit check ran that the balance will show. fyi: im trying to rent an apartment and they are going to run my credit. besides that i dont have any credit history, i just wanna make sure that this wont show up. HELP!
2007-08-12 06:33:11 · 6 answers · asked by Ava 1 in Business & Finance ➔ Credit
If you are talking about driving infractions, I'd be very surprised if the state of California used debt collectors to collect their debts for them. It seems like it would be redundant...because creditors use the court system to get their money. They already ARE the court system.
Tickets should NOT affect your credit but, may affect other things like, oh I don't know...a warrant for your arrest maybe? Like going to jail if you get pulled over again.
It's not smart to not pay tickets. You know that. I don't need to tell you.
2007-08-12 06:42:53 · answer #1 · answered by Credit Guy 2 · 0⤊ 0⤋
If you did not pay it, yes it most likely went to collections.
I would contact the court where you got your ticket immediately. Even if you can't pay the full amount they may make you let payments.
But trust me, they will hound you for the money and try to ruin your credit,this will haunt you if you don't get it cleared up.
My DH had a fix it ticket for $10 for not carrying proof of insurance, but he was insured. All we got was the run-around where to pay it, it was a comedy of errors. Finally we get a letter stating it was now $500 from a collection agency and they were going to suspend his drivers licence, because in their words "We made a mockery of the court." He tried to talk to the court clerk and they would only take the $500. So in the meanwhile the collection agency upped the amount to $1,500.
In a desparate attempt we finally found out who the judge of the court was and wrote a letter,with the proof of insurance, presenting just how rediculous this whole issue was over $10. We then got a reply, charges dropped, and a apology from the court and his licence was restored.
This I kid you not was a six month ordeal with collections calling, threatening letters from the DMV. It was a nightmare and they were not going to rest until they got their money, not just the $10 but all of the unreasonable fees bringing it up to $1,500.
Once you get this resolved please keep a copy of your payment because it may show up later on your credit report or if you get pulled over. You don't want them to impound your car over something as rediculous as this.
2007-08-12 06:52:01 · answer #2 · answered by keekee 4 · 1⤊ 0⤋
You mean driving violation tickets?
If you're worried that you can't rent an apartment, why not pay the tickets to get over with?. You owed the money, your responsibility is to pay back or get your driving license provoke. By then, you can't rent an apartment without a driver license. Either way, you still have to pay.
2007-08-12 06:37:54 · answer #3 · answered by Phoenix 5 · 0⤊ 0⤋
California, as well as other states, does turn unpaid tickets over to collection agencies. California also will not renew a driver's license with an unpaid ticket on your record.
Increasingly medical bills are being kicked over to collection agencies, and believe it or not even library fines.
You can always pull your credit reports yourself at annualcreditreport.com just to know for sure.
2007-08-12 18:19:59 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If they are tickets for driving infractions, you may have more to worry about than your credit...you could have a couple of failure to appear warrants and possibly a suspended license.
And I can tell you that Los Angeles does use an outside collection agency.
2007-08-12 07:55:31 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Instead of worrying about whether it has gone to collections, why don't you admit your guilt and pay up? If you did so in the first place, you wouldn't be fretting about alleged collections, now.
2007-08-12 06:49:28 · answer #6 · answered by skaizun 6 · 0⤊ 0⤋