are there any loans available for students without a cosigner?

Question

both of my parents declared bankruptcy less than 5 years ago, so they can't cosign. my scholarships do not cover all of my tuition this semester, and i do not have enough credit built up of my own to get a loan without a cosigner - well for the all the loans ive applied for.. ive applied to astrive and wells fargo. i'd need a 12,000 dollar loan and i would be more than hppy to pay a high interest rate- as long as i could go to college this semester

oh yeah, by the way. i do have income, pretty decent actually- i work on a pipeline and i make about 1000 a week.

i have applied for fafsa and im only getting $150 from them per semester. Althoughmy parents declared bankruptcy, their incomes are not bad, my mom's a cop and my dad works on a pipeline too... and as long as they claim me as a dependant (which they have to if i want to keep my medical insurance) i wont get very much from them. I've begged my mom for help and she said that earning college is more valuable than attending..

Answer 1

The big problem is you can't pay any % rate , high or low because you Don't have income .
Time to look at work study , part time jobs and other things that bring in $$$$ instead of borrowing it .
You should have noted the consequences of borrowing when your parent ended up in bankruptcy .
Lenders rarely give $$$$ these days unless there is PROOF the person can repay because of their income or by putting up an asset (like property) .

Borrowing bad , the stock market and rest of the economy is convulsing because of flaky loans .
Time for Everyone to wake up & smell the coffee .

>

Answer 2

You make too much money for a fasfa loan to help much. I've been working 35 years WITH a college degree, and you make as much as I do! lol.

You're just going to have to save up some of that good salary you're making on the pipeline and then go to school. That way you won't have those horrible student loans to pay off when you get out.

I know it's hard to look that far into the future when you're young, but if you can save up the tuition and then go to school you'll be so much better off in the future (financially, that is).

Answer 3

There are not any banks or deepest lenders which will enable a student loan (or the different variety of loan) to a student without co-signer. You the two could desire to discover somebody else to co-sign or arise with some incorrect thank you to pay. the situation is which you have no longer have been given any credit geared up up, you have no longer have been given a extreme-paying activity and you have no longer have been given any collateral in case of default. they gained't lend to you with the aid of fact there is not any way for them to get their money returned interior the form which you won't be able to pay.

Answer 4

Hello friend good luck on your Loan search...
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Remember, if it sounds too good
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Answer 5

have you tried government loans like thru fafsa? I had one and a parent didnt have to cosign. I had no credit Plus you do not have to pay while going to school.

Answer 6

Hello C. I found interesting information about your answer, college loans, scholarships, college grants & partime works here. http://all-student-loan-consolidation.blogspot.com/2007/07/college-loan-consolidation.html Good luck!