how can i get a personal loan without a co signer and how do i do it step by step?

Question

i need some money for college and some payments and what not.. basically for myself.. as my parents won't help me out even though they have the money.. they won't co sign.. and i need about $4,000. is there any loan place that will help me out? basically i need money for books, as well as to pay books, and my parents aren't poor but they won't help me out..

Answer 1

Here are the steps you need to take:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:
http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx

4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here:
http://www.fedmoney.org/
http://apps.collegeboard.com/cbsearch_ss/welcome.jsp
http://www.freegovmoney.net/
http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships
http://www.studentawards.com/
http://www.college-scholarships.com/

Good luck!

Answer 2

in many cases only the Stafford and Perkins are like that, however the college has to grant those to you: you may not only "get" them. I easily have been searching for extremely an prolonged time for a private loan like what you like, yet I easily have been dissappointed distinctive cases. despite the fact that, in case you do no longer desire an entire ton and you do no longer strategies astronomical costs of pastime, it extremely is beneficial to attempt MyRichUncle. I have been given authorized without co-signer and no time-honored credit, yet they did no longer supply me virtually as much as i wanted and the expenses have been way too extreme for any experience of convenience in my strategies. yet another course you need to take is ask around on your loved ones and friends. somebody might understand somebody else who provides you with a private mortgage at a enormously low pastime value. keep in mind...it extremely is not what you already know, yet who you already know. in case you will detect a relative or a kin chum which will cosign, you will get far greater appropriate costs, yet different than that, there's no longer plenty if there is something.

Answer 3

Only the first answer is correct. DONT listen to any of the others