Can a person file an injury claim without a police report at the accident.?

Question

Because the woman did not call the police but took my info. There was no damage on either cars. I barely bumped her.

She was very short with me, and I was in tears- I've never been in an accident or caused one (despite how minor this one was). I feel she has taken advantage of my inexperience. She did not offer her insurance info.

Answer 1

There are always cases of false claims.
Your motor vehicle office will be talking with the insurance claims adjustor to determine if the injury claims are valid or not.

It will help her case to have a police report, but the police generally do not come when the ambulance is not needed, so it has to be a fairly serious collision .

Weeding out frivolous claims is the motor vehicles office and insurance jobs. Let them do their jobs. Your insurance provider will generally not want to pay out any money to the woman if your cars did not even get a dent. That is the nature of insurance payouts. She has to prove her case of injury by immediately going to the hospital, a doctors certificate, xrays, etc.

Answer 2

If there was no damage on either vehicle she possibly will not take any action other than potentially sue you for physical harm. Note that without her information, does she even have insurance this could all be her fault and she should of gone to jail, or no police presence you have neither a report or a means to contact her insurance. I will bet a million dollars she had no insurance or was not registered to the vehicle she was driving. Even if it was your fault you never admit guilt at the scene and you always call the police. To file a report now will only result in you obtaining a statement from the police that you settled at the scene. There is a two to three year limitation on lawsuits and if you are injured you better talk to a lawyer and while you are at it ask what kind of action this person can take against you so you have ample time to have someone else hold onto your savings and things of that nature. Why do I say this? Person has prior injury, person gets an MRI, person gets an attorney, person contacts your insurance company, person sues you for all you have.

Answer 3

Yep, call the PD though-you can get a police report filed online or over the phone almost anywhere (its called a Blue Form in most areas)

. It wont be as good as one filled out by an officer, but it is still helpful. Be honest-they will compare it to her statements and if its clear she's making stuff up and youre being honest you'll be better off than if you try to dodge responsibility or anything.

The insurance company is going to require it if you have an injury claim anyway.

Answer 4

particularly some the circumstances the police won't even come to the scene in maximum cities except it incredibly is a extreme twist of destiny, a vehilce needs to be towed or an harm. Your sister hit the guy in front of her sufficient so as that this automobile replaced into pushed forward into yet another automobile. that's greater effective than a faucet. So your question to notwithstanding if or no longer somebody can do something and not utilising a police document is definite, they could. The police will basically positioned down that she did no longer request scientific care on the twist of destiny scene. some injuries won't happen for some hours and infrequently an afternoon or 2. that's no longer that uncommon. ought to your sister brought about actual harm to somebody, the respond isn't basically a probability, yet subsequently very probable. T maximum suitable to document it to the coverage business enterprise and enable them to shelter it.

Answer 5

Yes, she could file a claim with her insurance, or attempt to sue you. Your insurance, or you personally, will have a better chance of fighting any claims because there is no police report. You also don't mention other witnesses.

Answer 6

Of course.... that is all problems that your insurance company will deal with.

Police report or no police report, if someone wants to try to sue you for damage or injury in an accident, it is what you pay insurance for. They have their own investigators to deal with it.

Answer 7

You should always have a report made out to cover yourself. Now you have no documentation to back up the occurrence. If a suit is filed, it will be your word against hers.

Answer 8

no u can not.