Which health insurance do you recommend?

Question

I'm a 20 year old female with a federal job. I go to the doctor for womanly visits about twice a year, wear contacts, dentist check up, and I'm on birth control pills. Which health plan should I choose since I rarely go to the doctors?

Answer 1

Well, the CHEAPEST thing for you is probably going to be through your work. If you want a private policy, a nice major medical policy with high deductible is probably going to be most cost effective in the long run.

Dental isn't covered under health insurance - you need dental insurance - and private plans cost more than two visits to the dentist each year. A LOT more.

Answer 2

You should sit down with either your benefits administrator or an independent insurance agent and discuss what your options are - like what plans are available to you. IMO - you'd need a plan with decent vision and prescription benefits, acceptable dental plan, and a medical plan that covers preventative care. (There are some that don't cover well visits.)
It's all about getting what you need for the least amount out of pocket - whether you have a cheaper premium but a higher deductible or a somewhat higher premium but next to nothing out of pocket otherwise (i.e. dirt-cheap copay and nothing else) nobody can really answer that question but you.
Good luck!!

Answer 3

A federal job usually comes with a benefit package. I will assume that is not available to you. Blue Cross has a Select Choice plan that is inexpensive and provides for preventative care and female check ups. Without knowing all of your health / geographic info., I ran a quote and came up with around $90 per month. I hope this is helpfull.

Answer 4

anthem well depending on what state your in..im in nevada anthem is a reallyl good heath insurance..but theres many based on how many times you go to the doctors...it depends on the state

Answer 5

Medicare is the best for health insurance