Will I receive a letter from my car insurance provider soon? (In the UK)?

Question

I paid my 12th instalment of my monthly car insurance yesterday so what happens now? Will they send me a letter offering me a new price and if yes how long do you think it will be til I get it. It expires beginning of september

Answer 1

Usually insurance compaines write to you a month before its due to expire. If your planning on shopping around you might want to stop your installments thru the bank as most will just continue regardless, which means you may be stuck with them for another 12 months.

Answer 2

You should receive a "Renewal" quote, very soon. If you are happy with the quote, return the portion that is requested for you to return. However, if you don't return it promptly, your current insurance will run out and you'll be uninsured. They will only keep the quote active for a limited period of time and if you decide to accept the quote at a later date, it won't be valid and therefore, you will run the risk of having to obtain a new (usually higher) quote. If this is your first insurance, it could be worth phoning around for other quotes, to see if you can get cheaper but beware! cheaper quotes will usually have higher excesses and may lack some coverage such as windscreen cover etc. Do not accept an insurance quote on price alone. It is usually better to pay a bit more and have more cover and less excess. Saving £20 and finding that you have a £250 excess is not a saving if you need to claim. At the most, you should be looking at a £50 to £100 maximum excess. What this means is that should you receive any damage etc. you only pay the excess. If you have an excess of £100 and a repair will only be about £70, you don't claim as you will lose any future no-claims bonus and you'll receive no payment as the cost is below the excess. However, anything between £100 and £200 will also not be worth claiming as you will only receive the difference over £100 and next years premiums will increase by more. If you are happy with your insurer, it's usually wise to stick with the same one, as most people do. By changing to a cheaper one can be costly in the future. You may have problems sorting a claim with a cheap provider and usually, the cheaper providers have terrible customer service and are hard to contact. Hope this helps!

Answer 3

Under current FSA regulations, insurers are required to provide notice of renewal not less than 21 days before expiry. The same will relate to the collection of any monthly premiums due.

Contact your insurer but I think you should be hearing from them any day now.

Answer 4

answer from a conventional coverage Agent this happens all the time. human beings had an twist of destiny and have been given an defective plate variety they think of they have been given from a motor vehicle dashing away. you're able to desire to call your coverage employer right this moment. and notify them. you're able to desire to fax them a replica of this letter. Your insurer has a accountability to look after you against all claims of criminal accountability concerning your motor vehicle. only supply your coverage employer a report in this count and deny fault using you have been in no twist of destiny. it extremely is a competent thought to take photographs of your motor vehicle showing which you have no damages. Your Insurer will then manage it for you. in case you do no longer something in any respect then you definately must be got here across in charge and a default judgment must be entered against you for failure to respond. definite you will possibly desire to easily dispute any SR-a million if one has easily been filed. in the journey that your license has extremely been suspended and you have suffered a loss using fact of it, Then definite you need to sue for any easily damages using defective report. easily damages must be any ensuing improve on your very own coverage rates, drivers license and vehcile registration reinstatement expenses in the event that they have been revoked or suspended and so on yet you does no longer liekely have a case for psychological suffering. you do no longer desire a lawyer right now. likely the SR-a million observe replaced into only a threat meant to get the at fault occasion to respond without postpone. maximum companies would be sure criminal accountability earlier they even have your license suspended, in any different case they could be getting sued all the time because it extremely is a effortless errors. stable success

Answer 5

you should get your insurance reminder in the middle of august, i usually get it the middle of the month before it's due.. they usually offer you a new price but you dont have to take it, you can shop around....

Answer 6

normally renewals are sent out 21 days before renewal date,this will give you premium and installment costs wether you are fully comp or 3pft.

Answer 7

DON'T WAIT FOR THEM TO CALL YOU OR SEND ANYTHING IN THE MAIL.

IT IS YOUR RESPONSIBILITY TO FOLLOW UP ON THIS TYPE OF SENSITIVE INFORMATION.