Punishing credit card debtor?

Question

what would be a good punishment for a credit card debtor who just does not care? excluding those that cannot avoid it and those that are trying. if it were up to you.debtors prison maybe since they have no intention of paying ?

Answer 1

the fact is that if they continue to do it (i.e. file for bankruptcy every 7 years then the judge sees the pattern or sees that maybe the person has 25 credit cards and all are topped off then he may charge them with fraud) then they do get jail time..

In addition, a couple of years ago the law was changed and now (at least until before the New Orleans floods, and other floods and fires in other parts of the country, and people laden with medical bills) people can apply for Chapter 7 but if the judge feels they should make payments and pay the creditor which the new law demands that they pay back most of what they owe, then the judge will change their Chapter 7 to a Chapter 13 and have them hire an attorney to help them set up that payment plan.

Answer 2

Please, we already have a good number of regulations and rules, that having this as properly could only be way too huge brother, enormously interior the U. S.. government is already too huge, they and faith the two desire to regulate human beings, why could everyone desire debtor detention center? You do understand that putting away human beings into debtor prisons, you will placed away stay at residing house mothers, instructors, fathers, brothers, sisters, college scholars, and so on. using fact all styles of persons are in debt, few human beings have little or no debt in any respect. definite debt isn't a competent element in any respect, yet being harrassed by potential of lenders is easily undesirable sufficient. Its the 21st Century, there is not any might desire to be archaic.

Answer 3

they should be forced to live with people like you.