Someone claimed that a freind of mine hit their car and drove away. however, she was not in the car that day, and has witnesses to prove it! Her insurance company said that the other driver of the car had plently of evidence (description and number plate!). We think that they saw her car the next day and took down her number plate thinking it was the same style as the one that hit them. Her insurance company sent her a letter saying that they were going to pay out! She is obviously arguing this tooth and nail, as she has 5 years no claim. Have any of you had similar experiences or any advice?
She has asked her insurears to send someone out to check her car, as it has no damage at all.
2007-08-07 09:47:13 · 5 answers · asked by becccy231278 2 in Cars & Transportation ➔ Insurance & Registration
um....
How did they get her insurance company information????
Anybody can get a plate and vehicle description from standing on any USA street even at midnight! That doesn't quite make sense (that the insurance company would say that he had plenty of evidence. That is not evidence to prove she hit them)!
I'd do a LOT more investigation before making any liability determination against your friend. I'd certainly give her the benefit of the doubt.
I'd request an inspection of both vehicles (Which I would do myself) and look for paint transfer. Paint transfer happens when two vehicles collide. If your friend has a maroon car and the other car is blue.....the car that got hit would have maroon paint on it and your friends car would have blue paint on it.
Sounds kinda off to me and something does not jive...could be fraud - could be a less than honest witness - could be your friend made a mistake.
Regardless - If they go on to pay the claim without doing a thorough job? I'd make a report to the department of insurance.
Best o'luck to you & your friend!
~jifr!
2007-08-07 09:58:14 · answer #1 · answered by Jifr 4 · 0⤊ 0⤋
If your friends story is true, she should take her car to the insurance company to show no damages. I had my old company pay a false claim (over my objections) to keep it from going to court and, maybe, increase the claim. I dropped them when my premium was to be renewed. Been with my current company 25 years now and no problems.
2007-08-07 17:27:29 · answer #2 · answered by sensible_man 7 · 0⤊ 0⤋
Trust me. Insurance companies dont pay unless they have a DARN GOOD REASON. You think they wanna give away there money?!
I suggest you maybe rethink your choice of friends b/c this "friend" of yours is likely a liar who left the scene of an accident and committed a criminal offense.
I cant stress enough that companies dont pay out unless they have darn good proof. Maybe you should be a little less trusting of this friend..
2007-08-07 16:52:33 · answer #3 · answered by la428282 6 · 0⤊ 0⤋
I would get a lawyer and fight this if she has witnesses that is great and can really help her case especially if it is school or work
2007-08-07 16:52:39 · answer #4 · answered by mom 2 · 0⤊ 1⤋
sounds like what we richies in the insurance business call a jammy fanny.
lynnkerr87@btinternet.com
2007-08-07 17:10:15 · answer #5 · answered by Anonymous · 0⤊ 2⤋