Ok, I asked this question already, but no one really answered it..I live in Georgia and I need a payday loan that does not require direct deposit..I know this isn't the way to go, but I have NO other choice, no relatives, nothing..so I would appreciate any help. I need to fill out an application online.
2007-08-07 04:59:55 · 7 answers · asked by Steven G 1 in Business & Finance ➔ Credit
That is the worst way EVER to borrow money. Their interest charges can rack up to 900%. They feed off the desperate. Don't let it be you.
2007-08-07 05:09:15 · answer #1 · answered by Flatpaw 7 · 0⤊ 0⤋
Bad experience with payday loans ... I rather borrow $ from a friend with agreement to pay back with interest ...
Once you write a check to Payday Loan Company, they will give you 2 weeks to repay them back with HIGH interest ... If you don't, then they will cash your check and you better have money in the account otherwise they will charge you for fee of 35 bucks for every time it bounces ... and they will keep depositing the check electronically til its paid in full ... I would run back to payday loan and pay the fee then take out the loan again ... Someone I know had bad experience with the payday loan ... Once you have your debts paid in full go back and pay the loans and if you still need money ask for lower loans and keep going lower til you feel you can do it without running back to payday loan ...
For once, just don't do it ... First try asking your bank for personal loan ...
2007-08-07 05:15:50 · answer #2 · answered by Little J 4 · 1⤊ 0⤋
About 8 months ago I got a payday loan for school with no issues at.Not sure what you guys are talking about paying it back in two weeks.I just checked the site the OP is talking about and you get a year to pay it back.
2016-05-20 23:07:45 · answer #3 · answered by ? 3 · 0⤊ 0⤋
You wont find what you are looking for, they require not request direct deposit. reason for this is that they know that you have a J O B, also so that they can take their money out as soon as it is due. Would you lend money to someoen that didnt have enough money to hold a bank account and didnt have a verifiable job? Go do it in person it will go faster. these types of laons by the way are the highest intertrest rated loans in the world even higher than getting it from Vinny the laon shark at 2 points a day.
2007-08-07 05:04:25 · answer #4 · answered by Marsbar 3 · 0⤊ 1⤋
See if you have one of those loan places that you write them a check and they hold it for a amount of time and if you come in and pay they give it back, if you don't come in and pay they deposit the check.
2007-08-07 05:04:04 · answer #5 · answered by Bingo 5 · 0⤊ 0⤋
Visit this site so you can find the best rates: WWW.LOANHUNTER.NET
RE:Payday Loans?
2014-07-17 10:51:19 · answer #6 · answered by Anonymous · 0⤊ 0⤋
My friend went through Ameriloan.com. You dont have to have direct deposit
2007-08-07 05:03:44 · answer #7 · answered by Heather B 5 · 0⤊ 0⤋
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2015-02-02 05:25:46 · answer #8 · answered by Shannen 1 · 0⤊ 0⤋
WHAT!!!? Why would you do that? Do you want to be in debt up to ur ears? You'd be better off filing for bankruptcy.
2007-08-07 05:04:03 · answer #9 · answered by Anonymous · 0⤊ 2⤋