if I am claimed as a dependant on his tax returns would this qualify me to be included on his medical insurance plan through work? We live in the state of West Virginia and since I am living with him and he claims me as a dependant I am not sure if I can get the state medical card--but I also don't know if I can be on his medical insurance since we are not married. We have been together for 16 years. I have always assumed that I could not be on his insurance because we are not married but since he claims me as a dependant would his health insurance treat me as a dependant also?? Or if nothing else since he claims me as a dependant would this hurt my chances of getting a medical card from the state instead of being on his insurance. Sensible answers only please---yes I know we should get married etc blah blah blah but.....I just need practical answers. Please save therapy and self help answers for some other posts! :)
2007-08-07 03:03:12 · 9 answers · asked by iwanln 2 in Business & Finance ➔ Insurance
Wow!
If you guys ever break up, have you ever got HIM by the short and curlies!
2007-08-07 03:50:23 · answer #1 · answered by Anonymous · 0⤊ 1⤋
The question of whether or not you could be on his insurance as a dependent is entirely unrelated to whether or not he claims you as a dependent on his taxes. It's based only on the rules and regulations of the particular medical insurance company. Some insurance companies cover "qualified domestic partners" and some don't. The only way to find out is to ask.
For your WV medical card, the answer is the same. Ask the appropriate state agency. Don't mention the tax filing issue. It has nothing to do with the case.
2007-08-07 04:46:46 · answer #2 · answered by Anonymous · 2⤊ 0⤋
Those saying he can't claim you as a dependent are wrong in the last two years the laws of and the definition of a dependent and head of house hold have CHANGED!! maybe you guys arnt filling right? :)
As for the insurance I am at a lose on that one I would say check with the insurance company and the welfare as stated in some above posts..
I like Steves answer :))
Who is a Dependent?
According to the IRS, a dependent is a person who meets all five of the following criteria:
The person is a member of your household, or related to you.
You provide at least half of the person’s support.
The person’s gross income is less than $3,000.
The person must not have filed a joint return, except in certain circumstances.
The person must be a U.S. citizen or resident.
Hope the above clears it up for some that say she CAN NOT be a dependent :))
2007-08-07 05:45:36 · answer #3 · answered by Genta 2 · 0⤊ 1⤋
First of all, I'm not entirely sure it's legal that he's claiming you as a dependent when you are not married. Does WV recognize domestic partnerships? If so, you might be all right. But if not, your boyfriend could be in a world of hurt should the IRS ever decide to audit him.
If WV recognizes domestic partnerships, you MAY be eligible to be on your boyfriend's medical coverage. You need to check with the insurance carrier and see what the plan allows.
2007-08-07 03:54:46 · answer #4 · answered by Christie 4 · 0⤊ 0⤋
Depends on how his employer defines dependent. But I double it.
When you post your question be prepared for all answers because onceyou put it out there you are fair game.
I do have a strong suspicion you all have been trying to use the systems and not all has been done to the intent nor letter of the law.
IF your relationship is not a legal one in the state of WV then he can not claim you on his tax returns.
2007-08-07 03:18:38 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Too bad about your not wanting "therapy & self-help" answers! If this guy loved you he would marry you. If he's telling you he's claiming you as a dependent, he's either lying or extremely stupid- it is against the law to claim you as you are not married to him. Sounds like this guy takes real good care of you (yes, dear, that IS sarcasm!). No insurance, no ring- yeah- he really loves and respects you. My advice is to let this loser and user go before you waste another 16 years on him.
2007-08-07 03:37:15 · answer #6 · answered by Anonymous · 1⤊ 1⤋
Bummer! He's committing tax fraud!! He can't claim you, legally.
Nope, that doesn't make you an eligible dependent.
Yes, it hurts your chances of getting WELFARE health insurance, because his income would count against you - it's household income.
However, he could flat out MARRY you, and that would solve the problem, wouldn't it.
2007-08-07 03:24:26 · answer #7 · answered by Anonymous 7 · 1⤊ 1⤋
Your darling boyfriend is committing federal tax fraud by claiming you as a dependent. You don't qualify as one under the IRS code.
A few employers provide health coverage plans for 'significant others', such as is your case. However, if the plan doesn't offer that, there's no way you would qualify under his coverage.
2007-08-07 07:21:22 · answer #8 · answered by acermill 7 · 0⤊ 1⤋
he shouldnt be claiming you as a dependent, he should claim head of household. you're not his dependent. you're not related to him through blood, marriage, or adoption, and your over 18.
You are allowed one exemption for each person you can claim as a dependent. You can claim an exemption for a dependent even if your dependent files a return.
The term “dependent” means: A qualifying child, or A qualifying relative.
2007-08-07 03:06:51 · answer #9 · answered by cashmaker81 6 · 3⤊ 2⤋